DJ PalfreyServices Ltd

Reference number: 770668

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

THE CLAIMS DESK LIMITED Reference number: 602742 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • DJ PalfreyServices Ltd (FRN 770668) is an AR of THE CLAIMS DESK LIMITED (FRN 602742). When you use DJ PalfreyServices's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from DJ PalfreyServices, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When theclaimsdesk.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 8906 0098 is
  • Who else gives the postcode NW7 4BP
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Claims Desk Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10568186
Company status
Active
Company type
Private limited company
Incorporated
17 January 2017 (9 years old)
Registered office
2 Patricia Gardens, Billericay, Essex, CM11 2QR, England
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Debbie Palfrey Director Jan 1961 17 Jan 2017 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 January 2026Small company accountsNot audited

Net assets

£3,390

−14% from £3,935

Cash at bank

£8,461

+26% from £6,736

Employees (average)

1

−50% from 2

Owed within a year

£6,771

+59% from £4,261

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10568186. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

DJ PalfreyServices’s history from the FCA register and Companies House, newest first.

2026

29 June 2026

  • Dereck Palfrey stopped being a part-owner

Companies House

2017

31 January 2017

  • Became an appointed representative

FCA register

17 January 2017

  • Incorporated at Companies House
  • Debbie Palfrey took control (75–100% of shares)
  • Dereck Palfrey became a part-owner (25–50% of shares)
  • Debbie Palfrey appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like DJ PalfreyServices

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on DJ PalfreyServices

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is DJ PalfreyServices Ltd FCA authorised?
DJ PalfreyServices Ltd (FRN 770668) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for DJ PalfreyServices?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. DJ PalfreyServices Ltd (FRN 770668) is an AR of THE CLAIMS DESK LIMITED (FRN 602742). When you use DJ PalfreyServices's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from DJ PalfreyServices, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is DJ PalfreyServices’ phone number and website?
The FCA register lists the phone number 020 8906 0098 and the website theclaimsdesk.co.uk for DJ PalfreyServices. If you were given different contact details, use these to check with the firm before going any further.
Is DJ PalfreyServices a scam or clone?
DJ PalfreyServices is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with DJ PalfreyServices?
Protection works through The Claims Desk Limited, the principal firm responsible for DJ PalfreyServices's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns DJ PalfreyServices?
Companies House lists one person with significant control of DJ PalfreyServices: Debbie Palfrey (75–100% of shares). Before that, it was controlled by Dereck Palfrey.
Who runs DJ PalfreyServices?
Companies House lists one director of DJ PalfreyServices: Debbie Palfrey.
How long has DJ PalfreyServices been in business?
The company was formed on 17 January 2017.
What do DJ PalfreyServices’ latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £3,390 (−14% from £3,935) and cash at bank of £8,461 (+26% from £6,736).

Sources and links

The full report on DJ PalfreyServices Ltd

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