Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2023
- Accounts filed up to 30 April 2026
- On its latest accounts it owed £64.5k more than it owned
Responsible principal firm
Rush Insurance Services Limited Reference number: 714385 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Don Bircham Travel Ltd (FRN 1010325) is an AR of Rush Insurance Services Limited (FRN 714385). When you use Don Bircham Travel's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Don Bircham Travel, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
4-5 The Cross, Mold, Flintshire, CH1 1ER, United Kingdom
In the full report: 2 background checks
- What kind of line 01352 757000 is
- Who else gives the postcode CH1 1ER
Other names (1)
If you were contacted under any of these names, it is this firm.
- Hays Travel Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Rush Insurance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15102342 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 29 August 2023 (3 years old)
- Registered office
- The Old Barn Padeswood Lake Road, Padeswood, Nr Mold, Flintshire, CH7 4HZ, Wales
- Nature of business
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- Travel agency activities (SIC 79110)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Donald Wilson Bircham | Director | Jan 1963 | 29 Aug 2023 | 7 other companies |
| Ruth Amanda Ward | Director | Jun 1966 | 29 Aug 2023 | 1 other company |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 7
- closed down
- 2
- run together
- 1
In the full report: all 7 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 1 company these 2 directors run together
Filed accounts and finances
Total equity
−£64.5k
Down £43.9k from −£20.6k
Employees (average)
14
+7.7% from 13
Owed within a year
£747k
+1.1% from £738k
Total equity is negative: on its last balance sheet the company owed £64.5k more than it owned.
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15102342. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Don Bircham Travel’s history from the FCA register and Companies House, newest first.
2024
11 April 2024
- Became an appointed representative
FCA register
2023
29 August 2023
- Incorporated at Companies House
- Donald Wilson Bircham became a part-owner (25–50% of shares)
- Ruth Amanda Ward became a part-owner (25–50% of shares)
Companies House
In the full report: all 7 events
- All 7 events in its history (4 shown here)
- Every director appointment and resignation: 2
Firms like Don Bircham Travel
Other firms of the same type (insurance broker), nearest first.
In Mold
In the Chester (CH) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Don Bircham Travel
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 7 other companies its directors have run, named
- 2 background checks on its contact details
- All 7 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk