Donald Macdonald Funeral Directors Limited

Reference number: 983850

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • DONALD MACDONALD FUNERAL DIRECTORS LIMITED (FRN 983850) is an AR of Golden Charter Limited (FRN 965279). When you use DONALD MACDONALD FUNERAL DIRECTORS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from DONALD MACDONALD FUNERAL DIRECTORS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01546 602226

  • Address

    R A Clement Associates, 5 Argyll Square, Oban, Argyll & Bute, PA34 4AZ, United Kingdom

In the full report: 2 background checks

  • What kind of line 01546 602226 is
  • Who else gives the postcode PA34 4AZ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC495834
Company status
Active
Company type
Private limited company
Incorporated
23 January 2015 (11 years old)
Registered office
R A Clement Associates, 5 Argyll Square, Oban, PA34 4AZ, Scotland
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Roderick Alexander Macdonald Director Aug 1963 23 Jan 2015 None
Sylvia Clair Macdonald Director Jun 1974 12 Mar 2015 None
Fiona Mcleod Secretary Not published 12 Mar 2015 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£148k

+34% from £110k

Cash at bank

£54.5k

+29% from £42.4k

Employees (average)

5

Same as 5

Owed within a year

£59.0k

−36% from £92.4k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC495834. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Donald Macdonald Funeral Directors’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2022

22 September 2022

  • Became an appointed representative

FCA register

2016

6 April 2016

  • Roderick Alexander Macdonald became a part-owner (25–50% of shares)
  • Sylvia Clair Macdonald became a part-owner (25–50% of shares)

Companies House

2015

23 January 2015

  • Incorporated at Companies House

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms like Donald Macdonald Funeral Directors

Other firms of the same type (funeral director), nearest first.

In Oban

D & A Munn LimitedObanAppointed representativeHamish Hoey & Son LtdObanAppointed representative

In the Paisley (PA) postcode area

Aj&c MacafferIsle Of IslayAppointed representativeC McKellar & J Reynolds & A J ReynoldsIsle of ButeAppointed representativeDempster and Taylor LtdGreenockAppointed representativeGerard McGuiganAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Donald Macdonald Funeral Directors

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is Donald Macdonald Funeral Directors Limited FCA authorised?
Donald Macdonald Funeral Directors Limited (FRN 983850) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Donald Macdonald Funeral Directors?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Donald Macdonald Funeral Directors Limited (FRN 983850) is an AR of Golden Charter Limited (FRN 965279). When you use Donald Macdonald Funeral Directors's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Donald Macdonald Funeral Directors, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Donald Macdonald Funeral Directors’ phone number?
The FCA register lists the phone number 01546 602226 for Donald Macdonald Funeral Directors. If you were given different contact details, use these to check with the firm before going any further.
Is Donald Macdonald Funeral Directors a scam or clone?
Donald Macdonald Funeral Directors is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Donald Macdonald Funeral Directors?
Protection works through Golden Charter Limited, the principal firm responsible for Donald Macdonald Funeral Directors's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Donald Macdonald Funeral Directors?
Companies House lists 2 people with significant control of Donald Macdonald Funeral Directors: Mr Roderick Alexander Macdonald (25–50% of shares) and Mrs Sylvia Clair Macdonald (25–50% of shares).
Who runs Donald Macdonald Funeral Directors?
Companies House lists 2 directors of Donald Macdonald Funeral Directors: Roderick Alexander Macdonald and Sylvia Clair Macdonald.
How long has Donald Macdonald Funeral Directors been in business?
The company was formed on 23 January 2015.
What do Donald Macdonald Funeral Directors’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £148k (+34% from £110k) and cash at bank of £54.5k (+29% from £42.4k).

Sources and links

The full report on Donald Macdonald Funeral Directors Limited

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