Dos & Co. Ltd

Reference number: 1041318

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This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When dos.co first appeared online, and whether it can receive email
  • What kind of line 0113 360 2727 is
  • Who else gives the postcode SE1 7SJ
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • dospay Trading name: A name it trades under now.
  • UK Retention Deposit Scheme Trading name: A name it trades under now.
  • UK Security for Expenses Scheme Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • 1. Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.
  • 2. Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account.
  • 3. Executing payment transactions (no credit line)
  • 6. Money remittance.

Limits on what they may do

  • The firm will not appoint any agents
    The firm will not appoint any agents

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
15 November 2012 (13 years old)
Registered office
3rd Floor, Great Titchfield House, 14-18 Great Titchfield Street, London, W1W 8BD, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Public relations and communications activities (SIC 70210)
  • Management consultancy activities other than financial management (SIC 70229)

Directors and company secretaries

Name Role Born Appointed Other companies
Darragh Adrian O'Sullivan Director Jun 1985 15 Nov 2012 18 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
18
closed down
3
still active
15

In the full report: all 18 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 November 2025Full accountsNot audited

Net assets

£137k

+1.1% from £135k

Cash at bank

£189k

No earlier figure to compare

Owed within a year

£290k

+49% from £195k

* Cash at bank usually includes customers’ money.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 08294966. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Dos & Co.’s history from the FCA register and Companies House, newest first.

2026

17 June 2026

  • Regulated by the FCA from this date
  • FCA imposed a requirement (The firm will not appoint any agents)
  • Became an authorised payment institution

FCA register

2022

1 December 2022

  • Darragh Adrian O'Sullivan gave up control
  • Dos & Co. (Holdings) Ltd. took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Darragh Adrian O'Sullivan took control (75–100% of shares)

Companies House

2012

15 November 2012

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (7 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Dos & Co.

Other FCA-listed firms that share a director, phone number or address with Dos & Co.. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Dos & Co.

Other firms of the same type (payment or money transfer firm), nearest first.

In the South East London (SE) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Dos & Co.

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 18 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 11 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Dos & Co. Ltd FCA authorised?
Yes, Dos & Co. Ltd (FRN 1041318) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2026 and works as a payment or money transfer firm. The FCA has placed a limit on what it may do.
What is Dos & Co.’s phone number and website?
The FCA register lists the phone number 0113 360 2727 and the website dos.co for Dos & Co.. If you were given different contact details, use these to check with the firm before going any further.
Is Dos & Co. a scam or clone?
Dos & Co. is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Dos & Co.?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Dos & Co. to the Financial Ombudsman Service, free of charge.
Who owns Dos & Co.?
Dos & Co. is owned by Dos & Co. (Holdings) Ltd., which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 December 2022. Before that, it was controlled by Mr Darragh Adrian O'Sullivan.
Who runs Dos & Co.?
Companies House lists one director of Dos & Co.: Darragh Adrian O'Sullivan.
How long has Dos & Co. been in business?
The company was formed on 15 November 2012, and has held its current FCA authorisation since June 2026.
What do Dos & Co.’s latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £137k (+1.1% from £135k) and cash at bank of £189k (no earlier figure to compare).
Does Dos & Co. use any other names?
It trades as dospay, UK Retention Deposit Scheme and UK Security for Expenses Scheme.

Sources and links

The full report on Dos & Co. Ltd

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