Downton and Ali Associates

Reference number: 215021

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Openwork Limited Reference number: 408285 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Downton and Ali Associates (FRN 215021) is an AR of Openwork Limited (FRN 408285). When you use Downton and Ali Associates's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Downton and Ali Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When downtonandali.co.uk first appeared online, and whether it can receive email
  • What kind of line 01322 314959 is
  • Who else gives the postcode DA1 5FS
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Downton & Ali Associates Trading name
  • Brian Charles Downton Former name
  • Downton Associates Former name
  • Free Mortgage Advice Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Downton and Ali Associates’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2017

27 July 2017

  • Changed its registered name from "Brian Charles Downton"

FCA register

2007

23 February 2007

  • Changed its registered name from "Downton & Ali Associates"

FCA register

2003

27 June 2003

  • Changed its registered name from "Downton Associates"

FCA register

2002

11 July 2002

  • Became an appointed representative

FCA register

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
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Firms connected to Downton and Ali Associates

Other FCA-listed firms that share a director, phone number or address with Downton and Ali Associates. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like Downton and Ali Associates

Other firms of the same type (financial adviser), nearest first.

In Dartford

Fides LimitedDartfordAuthorisedEllmira Financial LimitedDartfordAppointed representativeLDB Wealth Management LtdDartfordAppointed representativeRCN Financial Planning LimitedDartfordAppointed representativeTetra Financial Planning LtdDartfordAppointed representativeTim Watts Wealth Management LimitedDartfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Downton and Ali Associates

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 7 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Downton and Ali Associates FCA authorised?
Downton and Ali Associates (FRN 215021) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Downton and Ali Associates?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Downton and Ali Associates (FRN 215021) is an AR of Openwork Limited (FRN 408285). When you use Downton and Ali Associates's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Downton and Ali Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Downton and Ali Associates’ phone number and website?
The FCA register lists the phone number 01322 314959 and the website downtonandali.co.uk for Downton and Ali Associates. If you were given different contact details, use these to check with the firm before going any further.
Is Downton and Ali Associates a scam or clone?
Downton and Ali Associates is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Downton and Ali Associates?
Protection works through Openwork Limited, the principal firm responsible for Downton and Ali Associates's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Downton and Ali Associates use any other names?
It trades as Downton & Ali Associates. It has previously used 3 other names: Brian Charles Downton, Downton Associates and Free Mortgage Advice.

Sources and links

The full report on Downton and Ali Associates

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