Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 5 years
- Protected through the principal
- No FCA actions
- Active company since 2021
- Accounts filed up to 31 May 2025
- 1 thing worth a closer look in the background checks
Responsible principal firm
SEOPA LTD Reference number: 313860 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Duck for Cover Ltd (FRN 957464) introduces customers to SEOPA LTD (FRN 313860). Any regulated advice or arranging is done by the principal, not Duck for Cover.
- Example: if Duck for Cover refers you to a financial adviser, the advice should come from the principal firm, not from Duck for Cover itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
7 Bell Yard, London, WC2A 2JR, England
In the full report: 2 background checks, 1 thing worth a closer look
- What kind of line 07801 699084 is
- Whether WC2A 2JR is a shared office: 33 other firms give it
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Seopa Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- DUCK FOR COVER LIMITED
- Company number
- 13420984 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 26 May 2021 (5 years old)
- Registered office
- 7 Bell Yard, London, WC2A 2JR, England
- Nature of business
-
- Other information technology service activities (SIC 62090)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Gavin Stewart Simpson | Director | Feb 1972 | 26 May 2021 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£5,885
+36% from £4,338
Employees (average)
0
Same as 0
Owed within a year
£0
Same as £0
The accounts for the year to 31 May 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £7,916, for the year to 31 May 2024.
Net assets
In the full report: all 4 years of accounts
- Every year from 2022 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 13420984. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Duck for Cover’s history from the FCA register and Companies House, newest first.
2021
25 August 2021
- Became an introducer appointed representative
FCA register
26 May 2021
- Incorporated at Companies House
- Gavin Stewart Simpson took control (75–100% of shares)
- Gavin Stewart Simpson appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Duck for Cover
Other firms of the same type (insurance broker), nearest first.
In the Central London (WC) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Duck for Cover
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details, 1 flagged
- 4 years of accounts, charted
- All 4 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk