Duggan Mortgage Solutions Ltd

Reference number: 1059534

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Lending Channel Ltd Reference number: 626787 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Duggan Mortgage Solutions Ltd (FRN 1059534) is an AR of The Lending Channel Ltd (FRN 626787). When you use Duggan Mortgage Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Duggan Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07834 735967

  • Address

    100 Hope Park Gardens, Bathgate, West Lothian, EH48 2QX, United Kingdom

In the full report: 2 background checks

  • What kind of line 07834 735967 is
  • Who else gives the postcode EH48 2QX
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Lending Channel Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC827151
Company status
Active
Company type
Private limited company
Incorporated
28 October 2024 (1 year old)
Registered office
100 Hope Park Gardens, Bathgate, EH48 2QX, Scotland
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Gerard John Duggan Director Jan 1969 28 Oct 2024 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 October 2025Small company accountsNot audited

Net assets

£6,272

No earlier figure to compare

Cash at bank

£13.9k

No earlier figure to compare

Employees (average)

1

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC827151. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Duggan Mortgage Solutions’s history from the FCA register and Companies House, newest first.

2026

3 August 2026

  • Became an appointed representative

FCA register

2024

28 October 2024

  • Incorporated at Companies House
  • Gerard John Duggan took control (75–100% of shares)
  • Gerard John Duggan appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Duggan Mortgage Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In Bathgate

Ark AssociatesBathgateAppointed representativeAIM Renewables LtdBathgateAppointed representativeThermal Care Scotland LtdBathgateAppointed representativeCaesar & HowieBathgateAuthorisedGreenshoots Financial LtdBathgateAuthorisedMAS (Scotland) LtdBathgateAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Duggan Mortgage Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Duggan Mortgage Solutions Ltd FCA authorised?
Duggan Mortgage Solutions Ltd (FRN 1059534) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Duggan Mortgage Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Duggan Mortgage Solutions Ltd (FRN 1059534) is an AR of The Lending Channel Ltd (FRN 626787). When you use Duggan Mortgage Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Duggan Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Duggan Mortgage Solutions’ phone number?
The FCA register lists the phone number 07834 735967 for Duggan Mortgage Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Duggan Mortgage Solutions a scam or clone?
Duggan Mortgage Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Duggan Mortgage Solutions?
Protection works through The Lending Channel Ltd, the principal firm responsible for Duggan Mortgage Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Duggan Mortgage Solutions?
Companies House lists one person with significant control of Duggan Mortgage Solutions: Mr Gerard John Duggan (75–100% of shares).
Who runs Duggan Mortgage Solutions?
Companies House lists one director of Duggan Mortgage Solutions: Gerard John Duggan.
How long has Duggan Mortgage Solutions been in business?
The company was formed on 28 October 2024.
What do Duggan Mortgage Solutions’ latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £6,272 (no earlier figure to compare) and cash at bank of £13.9k (no earlier figure to compare).

Sources and links

The full report on Duggan Mortgage Solutions Ltd

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