Dumfries & Galloway Chamber of Commerce

Reference number: 484170

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

WESTFIELD CONTRIBUTORY HEALTH SCHEME LIMITED Reference number: 202609 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Dumfries & Galloway Chamber of Commerce (FRN 484170) introduces customers to WESTFIELD CONTRIBUTORY HEALTH SCHEME LIMITED (FRN 202609). Any regulated advice or arranging is done by the principal, not Dumfries & Galloway Chamber of Commerce.
  • Example: if Dumfries & Galloway Chamber of Commerce refers you to a financial adviser, the advice should come from the principal firm, not from Dumfries & Galloway Chamber of Commerce itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When dgchamber.co.uk first appeared online, and whether it can receive email
  • What kind of line 01387 270866 is
  • Who else gives the postcode DG1 4TA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Dumfries & Galloway Chamber of Commerce Limited Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Westfield Contributory Health Scheme Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC247937
Company status
Active
Company type
Private company limited by guarantee
Incorporated
16 April 2003 (23 years old)
Registered office
51 Rae Street, Dumfries, Dumfriesshire, DG1 1JD, Scotland
Nature of business
  • Activities of other membership organisations not elsewhere classified (SIC 94990)

Directors and company secretaries

Name Role Born Appointed Other companies
Douglas Mackenzie Russell Director Oct 1964 23 Jan 2017 2 other companies
Raymond Boyd Director May 1957 10 Oct 2018 5 other companies
Kenneth Barr Bowie Director Jan 1967 1 Apr 2019 1 other company
Scott Gallacher Director Feb 1977 20 May 2024 1 other company
Danny John Wilson Director May 1998 20 May 2024 3 other companies
Amanda Walker Janette Stevenson Director May 1977 26 Nov 2024 None
Leona Dorothy Seaton Director Jun 1979 1 Mar 2025 None
Katie Alexandra Nairn Director Jul 1977 17 Aug 2026 2 other companies

Other companies run by these 8 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
14
closed down
5
went insolvent
1

In the full report: all 14 companies, named

  • What each company does, and whether it is still trading
  • Which of these 8 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • All 78 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

£57.4k

+4.7% from £54.8k

Employees (average)

7

+17% from 6

Owed within a year

£32.6k

+110% from £15.5k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC247937. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Dumfries & Galloway Chamber of Commerce’s history from the FCA register and Companies House, newest first.

Key events (3) All events (165)

2026

18 February 2026

  • Changed its registered name from "Dumfries & Galloway Chamber of Commerce Limited"

FCA register

2008

4 June 2008

  • Became an introducer appointed representative

FCA register

2003

16 April 2003

  • Incorporated at Companies House

Companies House

In the full report: all 165 events

  • All 165 events in its history (3 shown here)
  • Every director appointment and resignation: 162
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Firms like Dumfries & Galloway Chamber of Commerce

Other firms of the same type (insurance broker), nearest first.

In Dumfries

Risk Protect+ LimitedDumfriesAppointed representativeS J M Heggie, O L Graham & I N CarruthersDumfriesAppointed representativeD B Alison & Partners Insurance ServicesDumfriesAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Dumfries & Galloway Chamber of Commerce

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 14 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 165 events in its history

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Frequently asked questions about this firm

Is Dumfries & Galloway Chamber of Commerce FCA authorised?
Dumfries & Galloway Chamber of Commerce (FRN 484170) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Dumfries & Galloway Chamber of Commerce?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Dumfries & Galloway Chamber of Commerce (FRN 484170) introduces customers to WESTFIELD CONTRIBUTORY HEALTH SCHEME LIMITED (FRN 202609). Any regulated advice or arranging is done by the principal, not Dumfries & Galloway Chamber of Commerce. Example: if Dumfries & Galloway Chamber of Commerce refers you to a financial adviser, the advice should come from the principal firm, not from Dumfries & Galloway Chamber of Commerce itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Dumfries & Galloway Chamber of Commerce’s phone number and website?
The FCA register lists the phone number 01387 270866 and the website dgchamber.co.uk for Dumfries & Galloway Chamber of Commerce. If you were given different contact details, use these to check with the firm before going any further.
Is Dumfries & Galloway Chamber of Commerce a scam or clone?
Dumfries & Galloway Chamber of Commerce is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Dumfries & Galloway Chamber of Commerce?
Protection works through Westfield Contributory Health Scheme Limited, the principal firm responsible for Dumfries & Galloway Chamber of Commerce's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who runs Dumfries & Galloway Chamber of Commerce?
Companies House lists 8 directors of Dumfries & Galloway Chamber of Commerce: Douglas Mackenzie Russell, Raymond Boyd, Kenneth Barr Bowie, Scott Gallacher, Danny John Wilson, Amanda Walker Janette Stevenson and 2 more.
How long has Dumfries & Galloway Chamber of Commerce been in business?
The company was formed on 16 April 2003.
What do Dumfries & Galloway Chamber of Commerce’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £57.4k (+4.7% from £54.8k).
Does Dumfries & Galloway Chamber of Commerce use any other names?
It has previously used the name Dumfries & Galloway Chamber of Commerce Limited.

Sources and links

The full report on Dumfries & Galloway Chamber of Commerce

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