Risk Protect+ Limited

Reference number: 1033433

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Movo Partnership Ltd Reference number: 823503 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Risk Protect+ Limited (FRN 1033433) is an AR of Movo Partnership Ltd (FRN 823503). When you use Risk Protect+'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Risk Protect+, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07702 989198

  • Address

    Dumfries Enterprise Park, Heathall, Dumfries, Dumfries & Galloway, DG1 3SJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07702 989198 is
  • Who else gives the postcode DG1 3SJ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Risk Protect+ Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Movo Partnership Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Risk Protect+’s history from the FCA register and Companies House, newest first.

2025

6 June 2025

  • Changed its registered name from "Risk Protect+ Ltd"

FCA register

23 May 2025

  • Became an appointed representative

FCA register

Firms connected to Risk Protect+

Other FCA-listed firms that share a director, phone number or address with Risk Protect+. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Risk Protect+

Other firms of the same type (insurance broker), nearest first.

In Dumfries

S J M Heggie, O L Graham & I N CarruthersDumfriesAppointed representativeDumfries & Galloway Chamber of CommerceDumfriesAppointed representativeD B Alison & Partners Insurance ServicesDumfriesAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Risk Protect+

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Risk Protect+ Limited FCA authorised?
Risk Protect+ Limited (FRN 1033433) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Risk Protect+?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Risk Protect+ Limited (FRN 1033433) is an AR of Movo Partnership Ltd (FRN 823503). When you use Risk Protect+'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Risk Protect+, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Risk Protect+’s phone number?
The FCA register lists the phone number 07702 989198 for Risk Protect+. If you were given different contact details, use these to check with the firm before going any further.
Is Risk Protect+ a scam or clone?
Risk Protect+ is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Risk Protect+?
Protection works through Movo Partnership Ltd, the principal firm responsible for Risk Protect+'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Risk Protect+ use any other names?
It has previously used the name Risk Protect+ Ltd.

Sources and links

The full report on Risk Protect+ Limited

£19.99 · Instant PDF download

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