Dunham Wealth Ltd
Reference number: 923371
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 6 years
- Protected through the principal
- No FCA actions
- Active company since 1998
- Accounts filed up to 31 March 2026
Responsible principal firm
Perennial Financial Management Limited Reference number: 402393 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Dunham Wealth Ltd (FRN 923371) is an AR of Perennial Financial Management Limited (FRN 402393). When you use Dunham Wealth's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Dunham Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Peak House, 6 Oxford Road, Altrincham, Greater Manchester, WA14 2DY, United Kingdom
In the full report: 3 background checks
- When dunhamwealth.co.uk first appeared online, and whether it can receive email
- What kind of line 0161 676 2380 is
- Who else gives the postcode WA14 2DY
Other names (1)
If you were contacted under any of these names, it is this firm.
- Dunham Investment Management Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Perennial Financial Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- DUNHAM WEALTH LIMITED
- Company number
- 03676174 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 30 November 1998 (27 years old)
- Registered office
- Peak House, 6 Oxford Road, Altrincham, Greater Manchester, WA14 2DY, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Daniel Healey | Director | Aug 1975 | 16 Apr 2020 | 3 other companies |
| Michael Ablott | Director | Sep 1980 | 5 Apr 2024 | 1 other company |
| Daniel Condron | Director | Apr 1994 | 22 Apr 2026 | 1 other company |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 3
- still active
- 3
- is FCA-registered
- 1
In the full report: all 3 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 1 company these 3 directors run together
- All 9 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£158k
+41% from £112k
Cash at bank
£62.1k
+55% from £40.1k
Employees (average)
8
+60% from 5
Owed within a year
£38.4k
−15% from £45.0k
Assets and liabilities
In the full report: all 8 years of accounts
- Every year from 2019 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 03676174. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Dunham Wealth’s history from the FCA register and Companies House, newest first.
2024
7 February 2024
- Changed its registered name from "Dunham Investment Management Ltd"
FCA register
2020
16 April 2020
- Board replaced: both directors left and 2 new directors took over
- Capstone Financial Holdings Limited took control (75–100% of shares)
- Christopher Peter Smith stopped being a part-owner
- Stephen McGarey stopped being a part-owner
Companies House
6 April 2020
- Became an appointed representative
FCA register
2016
6 April 2016
- Christopher Peter Smith became a part-owner (25–50% of shares)
- Stephen McGarey became a part-owner (25–50% of shares)
Companies House
1998
30 November 1998
- Incorporated at Companies House
Companies House
In the full report: all 22 events
- All 22 events in its history (9 shown here)
- Every director appointment and resignation: 13
Firms connected to Dunham Wealth
Other FCA-listed firms that share a director, phone number or address with Dunham Wealth. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1)
- Who links it to this firm: the named directors, with dates
Firms like Dunham Wealth
Other firms of the same type (financial adviser), nearest first.
In Altrincham
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Dunham Wealth
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 other companies its directors have run, named
- 3 background checks on its contact details
- 8 years of accounts, charted
- All 22 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk