Durham Police Federation

Reference number: 424198

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Appointed representative

Durham Police Federation does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Arthur J. Gallagher Insurance Brokers Limited Reference number: 311786 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Durham Police Federation (FRN 424198) is an AR of Arthur J. Gallagher Insurance Brokers Limited (FRN 311786). When you use Durham Police Federation's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Durham Police Federation, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When polfed.org first appeared online, and whether it can receive email
  • What kind of line 0191 378 7470 is
  • Who else gives the postcode DH7 8TZ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Arthur J. Gallagher Insurance Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Firms like Durham Police Federation

Other firms of the same type (insurance broker), nearest first.

In Durham

A J Cuthbertson, C M S Gilson, E L Mitchell & C R CoatsworthDurhamAppointed representativeNorth East Chamber of CommerceDurhamAppointed representativeBarrie of Durham Insurance ConsultantsDurhamAuthorisedNorthumbrian Water Group LimitedDurhamAuthorisedRed Ruby Financial LtdDurhamAuthorisedMike Pulman LimitedDurhamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Durham Police Federation

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details

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Frequently asked questions about this firm

Is Durham Police Federation FCA authorised?
Durham Police Federation (FRN 424198) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Durham Police Federation?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Durham Police Federation (FRN 424198) is an AR of Arthur J. Gallagher Insurance Brokers Limited (FRN 311786). When you use Durham Police Federation's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Durham Police Federation, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Durham Police Federation’s phone number and website?
The FCA register lists the phone number 0191 378 7470 and the website polfed.org/durham for Durham Police Federation. If you were given different contact details, use these to check with the firm before going any further.
Is Durham Police Federation a scam or clone?
Durham Police Federation is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Durham Police Federation?
Protection works through Arthur J. Gallagher Insurance Brokers Limited, the principal firm responsible for Durham Police Federation's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on Durham Police Federation

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