Red Ruby Financial Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 7 years
Your funds are protected by FSCS
No FCA actions
Active company since 2018
Accounts filed up to 31 August 2025
1 thing worth a closer look in the background checks

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

redrubyfinancial.co.uk (opens in a new tab)
Phone number

07861 768977
Address

15 Front Street, Sherburn Hill, Durham, County Durham, DH6 1PA, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When redrubyfinancial.co.uk first appeared online, and whether it can receive email
What kind of line 07861 768977 is
Who else gives the postcode DH6 1PA

Other names (1)

If you were contacted under any of these names, it is this firm.

Red Ruby Trading name: A name it trades under now.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (4 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Arranging (bringing about) deals in investments
Credit Broking
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 11533510 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 23 August 2018 (8 years old)
Registered office: 15 Front Street, Sherburn Hill, Durham, Durham, DH6 1PA, England
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Nelson Samuel Herbert	Director	Nov 1992	29 Feb 2024	1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
still active: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration
All 2 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 August 2025Micro-entity accountsNot audited

Net assets

£10

−100% from £3,601

Employees (average)

1

Same as 1

Owed within a year

£18.7k

−15% from £22.1k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11533510. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Red Ruby Financial’s history from the FCA register and Companies House, newest first.

Key events (6) All events (12)

2024

1 July 2024

Amy Daglish gave up control
Nelson Samuel Herbert took control (75–100% of shares)

Companies House

2018

20 December 2018

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

23 August 2018

Incorporated at Companies House
Amy Daglish took control (75–100% of shares)

Companies House

In the full report: all 12 events

All 12 events in its history (6 shown here)
Every director appointment and resignation: 3

Firms like Red Ruby Financial

Other firms of the same type (insurance broker), nearest first.

In Durham

Barrie of Durham Insurance ConsultantsDurhamAuthorised Northumbrian Water Group LimitedDurhamAuthorised Durham Police FederationDurhamAppointed representative A J Cuthbertson, C M S Gilson, E L Mitchell & C R CoatsworthDurhamAppointed representative Mike Pulman LimitedDurhamAuthorised North East Chamber of CommerceDurhamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Red Ruby Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details, 1 flagged
7 years of accounts, charted
All 12 events in its history

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Frequently asked questions about this firm

Is Red Ruby Financial Ltd FCA authorised?

Yes, Red Ruby Financial Ltd (FRN 822808) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2018 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is Red Ruby Financial’s phone number and website?

The FCA register lists the phone number 07861 768977 and the website redrubyfinancial.co.uk for Red Ruby Financial. If you were given different contact details, use these to check with the firm before going any further.

Is Red Ruby Financial a scam or clone?

Red Ruby Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Red Ruby Financial?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Red Ruby Financial to the Financial Ombudsman Service, free of charge.

Who owns Red Ruby Financial?

Companies House lists one person with significant control of Red Ruby Financial: Mr Nelson Samuel Herbert (75–100% of shares). Before that, it was controlled by Mrs Amy Daglish.

Who runs Red Ruby Financial?

Companies House lists one director of Red Ruby Financial: Nelson Samuel Herbert.

How long has Red Ruby Financial been in business?

The company was formed on 23 August 2018, and has held its current FCA authorisation since December 2018.

What do Red Ruby Financial’s latest accounts show?

Its latest accounts, to 31 August 2025, show net assets of £10 (−100% from £3,601).

Does Red Ruby Financial use any other names?

It trades as Red Ruby.