DW Wealth Planning Ltd

Reference number: 792608

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • DW Wealth Planning Ltd (FRN 792608) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use DW Wealth Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from DW Wealth Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When dwwealthplanning.co.uk first appeared online, and whether it can receive email
  • What kind of line 07505 473963 is
  • Who else gives the postcode AB21 0LA
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Dave Walker Wealth Management Ltd Former name
  • Dave Walker Wealth Management Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC578075
Company status
Active
Company type
Private limited company
Incorporated
5 October 2017 (9 years old)
Registered office
40 Tradlin Circle Blackburn, Aberdeen, AB21 0LA, Scotland
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
David William Walker Director Mar 1971 5 Oct 2017 None
Sharon Denise Walker Director May 1970 1 Oct 2025 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£72.4k

−7.4% from £78.2k

Cash at bank

£132k

−5.4% from £139k

Employees (average)

3

Same as 3

Owed within a year

£61.4k

−4.2% from £64.1k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC578075. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

DW Wealth Planning’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2020

17 November 2020

  • Changed its registered name from "Dave Walker Wealth Management Ltd"

FCA register

2017

27 October 2017

  • Became an appointed representative

FCA register

5 October 2017

  • Incorporated at Companies House
  • David William Walker became a part-owner (25–50% of shares)
  • Sharon Denise Walker became a part-owner (25–50% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms like DW Wealth Planning

Other firms of the same type (financial adviser), nearest first.

In Aberdeen

Adam Sinclair & Associates Wealth Management LtdAberdeenAppointed representativeAmanda Louise KnoxAberdeenAppointed representativeBuchan Wealth Management LtdAberdeenAppointed representativeClifton Wealth Partnership (Aberdeen) LtdAberdeenAppointed representativeCraig Andrew McPetrieAberdeenAppointed representativeCreate Financial Solutions LimitedAberdeenAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on DW Wealth Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is DW Wealth Planning Ltd FCA authorised?
DW Wealth Planning Ltd (FRN 792608) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for DW Wealth Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. DW Wealth Planning Ltd (FRN 792608) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use DW Wealth Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from DW Wealth Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is DW Wealth Planning’s phone number and website?
The FCA register lists the phone number 07505 473963 and the website dwwealthplanning.co.uk for DW Wealth Planning. If you were given different contact details, use these to check with the firm before going any further.
Is DW Wealth Planning a scam or clone?
DW Wealth Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with DW Wealth Planning?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for DW Wealth Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns DW Wealth Planning?
Companies House lists 2 people with significant control of DW Wealth Planning: Mr David William Walker (25–50% of shares) and Mrs Sharon Denise Walker (25–50% of shares).
Who runs DW Wealth Planning?
Companies House lists 2 directors of DW Wealth Planning: David William Walker and Sharon Denise Walker.
How long has DW Wealth Planning been in business?
The company was formed on 5 October 2017.
What do DW Wealth Planning’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £72.4k (−7.4% from £78.2k) and cash at bank of £132k (−5.4% from £139k).
Does DW Wealth Planning use any other names?
It has previously used 2 other names: Dave Walker Wealth Management Ltd and Dave Walker Wealth Management.

Sources and links

The full report on DW Wealth Planning Ltd

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