DWA Protector Limited

Reference number: 133946

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Authorisation being cancelled

This firm has asked the FCA to cancel its authorisation. It is still in force until the FCA processes the application, so existing business keeps its protection, but its regulated work is winding down.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01275 462469

  • Address

    Bowmore Financial Planning, 5-6 Farleigh House, Old Weston Road, Flax Bourton, Bristol, North Somerset, BS48 1UR, United Kingdom

In the full report: 2 background checks

  • What kind of line 01275 462469 is, and the 2 other firms that give it
  • Who else gives the postcode BS48 1UR
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Davies Walters & Associates Limited Former name: A name it was registered under before.
  • Davies Walters & Associates Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
23 July 1987 (39 years old)
Registered office
Suite 5 Farleigh House Farleigh Court, Old Weston Road, Flax Bourton, Bristol, BS48 1UR, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Mark Wayne Incledon Director Sep 1956 31 Mar 2026 1 other company
Mark Wayne Incledon Secretary Not published 31 Mar 2026 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
is FCA-registered
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register, including one no longer authorised
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£25.5k

+7.8% from £23.6k

Employees (average)

0

Same as 0

Owed within a year

£12.3k

+2.2% from £12.0k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 02149781. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

DWA Protector’s history from the FCA register and Companies House, newest first.

2026

31 March 2026

  • Board replaced: its only director left and a new director took over
  • Bowmore Financial Planning Limited took control (75–100% of shares)
  • Philip Benedict Povey gave up control

Companies House

2016

6 April 2016

  • Philip Benedict Povey took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2004

7 September 2004

  • Changed its registered name from "Davies Walters & Associates Limited"

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Applied to cancel its FCA authorisation

FCA register

1994

15 August 1994

  • Regulated by the Personal Investment Authority from this date

FCA register

1987

23 July 1987

  • Incorporated at Companies House

Companies House

In the full report: all 21 events

  • All 21 events in its history (10 shown here)
  • Every director appointment and resignation: 5
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Firms connected to DWA Protector

Other FCA-listed firms that share a director, phone number or address with DWA Protector. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its phone number
2

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same phone number (2), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like DWA Protector

Other firms of the same type (financial adviser), nearest first.

In Bristol

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on DWA Protector

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 21 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is DWA Protector Limited FCA authorised?
DWA Protector Limited (FRN 133946) is on the FCA register, but its authorisation is changing (authorisation being cancelled). Check the register before dealing with it.
What is DWA Protector’s phone number?
The FCA register lists the phone number 01275 462469 for DWA Protector. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is DWA Protector a scam or clone?
DWA Protector is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with DWA Protector?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about DWA Protector to the Financial Ombudsman Service, free of charge.
Who owns DWA Protector?
DWA Protector is owned by Bowmore Financial Planning Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 31 March 2026. Before that, it was controlled by Mr Philip Benedict Povey.
Who runs DWA Protector?
Companies House lists one director of DWA Protector: Mark Wayne Incledon.
How long has DWA Protector been in business?
The company was formed on 23 July 1987.
What do DWA Protector’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £25.5k (+7.8% from £23.6k).
Does DWA Protector use any other names?
It has previously used 2 other names: Davies Walters & Associates Limited and Davies Walters & Associates.

Sources and links

The full report on DWA Protector Limited

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