East Lancashire Chamber of Commerce and Industry
Reference number: 418416
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 21 years
- Protected through the principal
- No FCA actions
- Active company since 1887
- Accounts filed up to 31 December 2025
Responsible principal firm
Adler Fairways Insurance Brokers Limited Reference number: 309236 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- East Lancashire Chamber of Commerce and Industry (FRN 418416) is an AR of Adler Fairways Insurance Brokers Limited (FRN 309236). When you use East Lancashire Chamber of Commerce and Industry's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from East Lancashire Chamber of Commerce and Industry, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Red Rose Court, Clayton Business Park, Accrington, BB5 5JR, United Kingdom
In the full report: 3 background checks
- When chamberelancs.co.uk first appeared online, and whether it can receive email
- What kind of line 01254 356400 is
- Who else gives the postcode BB5 5JR
Other names (1)
If you were contacted under any of these names, it is this firm.
- East Lancashire Chamber of Commerce Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Adler Fairways Insurance Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 00024084 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private company limited by guarantee
- Incorporated
- 11 March 1887 (139 years old)
- Registered office
- Red Rose Court, Clayton Business Park, Clayton Le Moors Accrington, Lancashire, BB5 5JR
- Nature of business
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- Activities of business and employers membership organisations (SIC 94110)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Catherine Louise Ogden | Director | Oct 1971 | 21 Jun 2010 | 6 other companies |
| David John Gorton | Director | Aug 1969 | 10 Dec 2018 | 16 other companies |
| Owen Michael Gilbert Phillips | Director | Feb 1985 | 12 Sep 2024 | 2 other companies |
| Mark Edwards | Director | Mar 1982 | 12 Sep 2024 | 6 other companies |
| Mohmed Yusuf Namaji | Director | Aug 1986 | 12 Sep 2024 | 5 other companies |
| Simon Brierley | Director | Mar 1974 | 9 Sep 2026 | 1 other company |
Other companies run by these 6 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 35
- closed down
- 12
- are FCA-registered
- 2
In the full report: all 35 companies, named
- What each company does, and whether it is still trading
- Which of these 6 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- The 1 company these 6 directors run together
- All 105 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£531k
No earlier figure to compare
Cash at bank
£140k
No earlier figure to compare
Employees (average)
38
No earlier figure to compare
Owed within a year
£335k
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 00024084. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
This firm’s history from the FCA register and Companies House, newest first.
2015
13 May 2015
- Changed its registered name from "East Lancashire Chamber of Commerce Ltd"
FCA register
2005
14 January 2005
- Became an appointed representative
FCA register
1887
11 March 1887
- Incorporated at Companies House
Companies House
In the full report: all 196 events
- All 196 events in its history (3 shown here)
- Every director appointment and resignation: 193
Connected firms
Other FCA-listed firms that share a director, phone number or address with this firm. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 1
- share its postcode
- 1
In the full report: all 2 connected firms, named
- How each is linked: shared directors (1), the same postcode (1)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Similar firms
Other firms of the same type (insurance broker), nearest first.
In the Blackburn (BB) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on this firm
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 35 other companies its directors have run, named
- 3 background checks on its contact details
- All 196 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
Is East Lancashire Chamber of Commerce and Industry FCA authorised?
What does appointed representative mean for East Lancashire Chamber of Commerce and Industry?
What is East Lancashire Chamber of Commerce and Industry’s phone number and website?
Is East Lancashire Chamber of Commerce and Industry a scam or clone?
Is my money safe with East Lancashire Chamber of Commerce and Industry?
Who runs East Lancashire Chamber of Commerce and Industry?
How long has East Lancashire Chamber of Commerce and Industry been in business?
What do East Lancashire Chamber of Commerce and Industry’s latest accounts show?
Does East Lancashire Chamber of Commerce and Industry use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk