East Lancashire Hospitals NHS Trust

East Lancashire Hospitals NHS Trust (FRN 929681) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. East Lancashire Hospitals NHS Trust (FRN 929681) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not East Lancashire Hospitals NHS Trust. Example: if East Lancashire Hospitals NHS Trust refers you to a financial adviser, the advice should come from the principal firm, not from East Lancashire Hospitals NHS Trust itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

The FCA register lists the phone number 01254 263555 and the website elht.nhs.uk for East Lancashire Hospitals NHS Trust. If you were given different contact details, use these to check with the firm before going any further.

East Lancashire Hospitals NHS Trust is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Protection works through SME HCI Limited, the principal firm responsible for East Lancashire Hospitals NHS Trust's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.