EC Insurance Services Limited

Reference number: 312803

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ecins.co.uk first appeared online, and whether it can receive email
  • What kind of line 0330 221 0241 is
  • Who else gives the postcode TN13 1DU
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • ECIS Trading name: A name it trades under now.
  • Electrical Contractors Insurance Services Ltd Former name: A name it was registered under before.
  • ECInsurance Former trading name: A name it used to trade under.
  • Electrical Contracting Industry Benefits Agency Former trading name: A name it used to trade under.
  • PropertyRisks Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
12 December 1980 (45 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephen John Bratt Director Apr 1964 1 Nov 2013 10 other companies
Garry Michael Fearn Director Oct 1950 30 Dec 2013 16 other companies
Hugh David Wright Director Mar 1983 1 Jan 2018 None
Terence David Foreman Director Feb 1966 28 Apr 2021 35 other companies
Terence David Foreman Secretary Not published 28 Nov 2017 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
55
closed down
19
went insolvent
1

In the full report: all 55 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 5 on the FCA register
  • The 5 companies these 4 directors run together
  • All 38 people who have ever been directors, with their dates
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Key dates in its history

EC Insurance Services’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Ec Insurance Holdings Limited took control (75–100% of shares)

Companies House

2015

18 August 2015

  • FCA imposed a requirement (Not permitted to canvass off trade premises)

FCA register

2 March 2015

  • Changed its registered name from "Electrical Contractors Insurance Services Ltd"

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1980

12 December 1980

  • Incorporated at Companies House

Companies House

In the full report: all 84 events

  • All 84 events in its history (7 shown here)
  • Every director appointment and resignation: 67
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Firms connected to EC Insurance Services

Other FCA-listed firms that share a director, phone number or address with EC Insurance Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
past links
4

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
  • 4 past links through former directors
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Firms like EC Insurance Services

Other firms of the same type (insurance broker), nearest first.

In Sevenoaks

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on EC Insurance Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 55 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 84 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is EC Insurance Services Limited FCA authorised?
Yes, EC Insurance Services Limited (FRN 312803) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed a limit on what it may do.
What is EC Insurance Services’ phone number and website?
The FCA register lists the phone number 0330 221 0241 and the website ecins.co.uk for EC Insurance Services. If you were given different contact details, use these to check with the firm before going any further.
Is EC Insurance Services a scam or clone?
EC Insurance Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with EC Insurance Services?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about EC Insurance Services to the Financial Ombudsman Service, free of charge.
Who owns EC Insurance Services?
EC Insurance Services is owned by Ec Insurance Holdings Limited, which holds 75–100% of shares, 75–100% of votes, can appoint and remove the board and significant influence or control, since 6 April 2016.
Who runs EC Insurance Services?
Companies House lists 4 directors of EC Insurance Services: Stephen John Bratt, Garry Michael Fearn, Hugh David Wright and Terence David Foreman.
How long has EC Insurance Services been in business?
The company was formed on 12 December 1980, and has held its current FCA authorisation since January 2005.
Does EC Insurance Services use any other names?
It trades as ECIS. It has previously used 4 other names, including Electrical Contractors Insurance Services Ltd, ECInsurance and Electrical Contracting Industry Benefits Agency.

Sources and links

The full report on EC Insurance Services Limited

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