Edgehill Property Finance Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for under a year
Protected through the principal
No FCA actions
Active company since 2024
Accounts filed up to 31 January 2026

Responsible principal firm

Beneficial Ltd Reference number: 736655 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Edgehill Property Finance Ltd (FRN 1045936) is an AR of Beneficial Ltd (FRN 736655). When you use Edgehill Property Finance's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Edgehill Property Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

07484 225328
Address

Room F18 Paddock Business Centre, Paddock Road, Skelmersdale, Lancashire, WN8 9PL, United Kingdom

In the full report: 2 background checks

What kind of line 07484 225328 is
Who else gives the postcode WN8 9PL

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Beneficial Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 15398493 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 9 January 2024 (2 years old)
Registered office: Room F18 Paddock Business Centre, Paddock Rd,, Skelmersdale, Lancashire, WN8 9PL, United Kingdom
Nature of business: Activities of mortgage finance companies (SIC 64922)
Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Jamie Frank Gillespie	Director	Nov 1988	9 Jan 2024	6 other companies
James Raymond Naughalty	Director	Jul 1988	1 Apr 2026	7 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 9
closed down: 8
run together: 4

In the full report: all 9 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 4 companies these 2 directors run together

Filed accounts and finances

Year to 31 January 2026Small company accountsNot audited

Net assets

£416

Down £266 from £682

Cash at bank

£208

Down £443 from £651

Employees (average)

2

+100% from 1

Owed within a year

£35.7k

+520% from £5,769

Net assets

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15398493. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Edgehill Property Finance’s history from the FCA register and Companies House, newest first.

2026

1 April 2026

James Raymond Naughalty appointed as a director

Companies House

2025

4 December 2025

Became an appointed representative

FCA register

2024

9 January 2024

Incorporated at Companies House
Jamie Frank Gillespie took control (75–100% of shares)
Jamie Frank Gillespie appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Edgehill Property Finance

Other FCA-listed firms that share a director, phone number or address with Edgehill Property Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share its postcode: 2

In the full report: all 2 connected firms, named

How each is linked: the same postcode (2)
Who links each one: the named directors, with dates

Firms like Edgehill Property Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Skelmersdale

Andrea LiderthSkelmersdaleAppointed representative Antony Flynn LimitedSkelmersdaleAppointed representative Later Life LtdSkelmersdaleAppointed representative PNL Solutions LimitedSkelmersdaleAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Edgehill Property Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

9 other companies its directors have run, named
2 background checks on its contact details
All 5 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Edgehill Property Finance Ltd FCA authorised?

Edgehill Property Finance Ltd (FRN 1045936) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Edgehill Property Finance?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Edgehill Property Finance Ltd (FRN 1045936) is an AR of Beneficial Ltd (FRN 736655). When you use Edgehill Property Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Edgehill Property Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Edgehill Property Finance’s phone number?

The FCA register lists the phone number 07484 225328 for Edgehill Property Finance. If you were given different contact details, use these to check with the firm before going any further.

Is Edgehill Property Finance a scam or clone?

Edgehill Property Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Edgehill Property Finance?

Protection works through Beneficial Ltd, the principal firm responsible for Edgehill Property Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Edgehill Property Finance?

Companies House lists one person with significant control of Edgehill Property Finance: Mr Jamie Frank Gillespie (75–100% of shares).

Who runs Edgehill Property Finance?

Companies House lists 2 directors of Edgehill Property Finance: Jamie Frank Gillespie and James Raymond Naughalty.

How long has Edgehill Property Finance been in business?

The company was formed on 9 January 2024.

What do Edgehill Property Finance’s latest accounts show?

Its latest accounts, to 31 January 2026, show net assets of £416 (down £266 from £682) and cash at bank of £208 (down £443 from £651).