PNL Solutions Limited

Reference number: 958710

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Visionary Markets Ltd Reference number: 710569 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • PNL Solutions Limited (FRN 958710) introduces customers to Visionary Markets Ltd (FRN 710569). Any regulated advice or arranging is done by the principal, not PNL Solutions.
  • Example: if PNL Solutions refers you to a financial adviser, the advice should come from the principal firm, not from PNL Solutions itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07841 106436

  • Address

    Suite 4 48 Westgate, Skelmersdale, Lancashire, WN8 8AZ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07841 106436 is
  • Who else gives the postcode WN8 8AZ
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Other names (7)

If you were contacted under any of these names, it is this firm.

  • EquityReleasePro Trading name
  • HealthPlansUK Trading name
  • LifeCoverExperts Trading name
  • LifeSureUK Trading name
  • MediCoverUK Trading name
  • Mortgagebay Trading name
  • Mortgage Quotes UK Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Visionary Markets Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09610381
Company status
Active
Company type
Private limited company
Incorporated
27 May 2015 (11 years old)
Registered office
Suite 4 48 Westgate, Skelmersdale, WN8 8AZ, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul Liderth Director Jan 1968 27 May 2015 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 May 2025Small company accountsNot audited

Net assets

£12.7k

−64% from £35.3k

Cash at bank

£26.1k

−32% from £38.1k

Employees (average)

0

−100% from 1

Owed within a year

£13.4k

+374% from £2,831

Net assets

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09610381. Figures are exactly as filed; nothing is estimated.

Key dates in its history

PNL Solutions’s history from the FCA register and Companies House, newest first.

Key events (3) All events (11)

2021

19 September 2021

  • Became an introducer appointed representative

FCA register

2017

27 May 2017

  • Paul Liderth took control (75–100% of shares)

Companies House

2015

27 May 2015

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (3 shown here)
  • Every director appointment and resignation: 1
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Firms like PNL Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In Skelmersdale

Andrea LiderthSkelmersdaleAppointed representativeAntony Flynn LimitedSkelmersdaleAppointed representativeEdgehill Property Finance LtdSkelmersdaleAppointed representativeLater Life LtdSkelmersdaleAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on PNL Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is PNL Solutions Limited FCA authorised?
PNL Solutions Limited (FRN 958710) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for PNL Solutions?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. PNL Solutions Limited (FRN 958710) introduces customers to Visionary Markets Ltd (FRN 710569). Any regulated advice or arranging is done by the principal, not PNL Solutions. Example: if PNL Solutions refers you to a financial adviser, the advice should come from the principal firm, not from PNL Solutions itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is PNL Solutions’ phone number?
The FCA register lists the phone number 07841 106436 for PNL Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is PNL Solutions a scam or clone?
PNL Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with PNL Solutions?
Protection works through Visionary Markets Ltd, the principal firm responsible for PNL Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns PNL Solutions?
Companies House lists one person with significant control of PNL Solutions: Mr Paul Liderth (75–100% of shares).
Who runs PNL Solutions?
Companies House lists one director of PNL Solutions: Paul Liderth.
How long has PNL Solutions been in business?
The company was formed on 27 May 2015.
What do PNL Solutions’ latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £12.7k (−64% from £35.3k) and cash at bank of £26.1k (−32% from £38.1k).
Does PNL Solutions use any other names?
It trades as EquityReleasePro, HealthPlansUK, LifeCoverExperts, LifeSureUK and MediCoverUK, and 2 more names.

Sources and links

The full report on PNL Solutions Limited

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