Introducer appointed representative
Edinburgh Napier University can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.
Responsible principal firm
SME HCI Limited Reference number: 626422 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Edinburgh Napier University (FRN 997616) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not Edinburgh Napier University.
- Example: if Edinburgh Napier University refers you to a financial adviser, the advice should come from the principal firm, not from Edinburgh Napier University itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
Sighthill Campus, 9 Sighthill Court, Edinburgh, Edinburgh, City Of, EH11 4BN, United Kingdom
In the full report: 2 background checks
- What kind of line 0131 455 6257 is
- Who else gives the postcode EH11 4BN
FCA permissions and consumer protection
- Protection through the principal firmProtection works through SME HCI Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Get the full report on Edinburgh Napier University
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- 2 background checks on its contact details
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Frequently asked questions about this firm
Is Edinburgh Napier University FCA authorised?
What does introducer appointed representative mean for Edinburgh Napier University?
What is Edinburgh Napier University’s phone number?
Is Edinburgh Napier University a scam or clone?
Is my money safe with Edinburgh Napier University?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk