Authorisation being cancelled, but in an insolvency process
This firm is under the control of insolvency practitioners and may have stopped taking on new business. If you are or were a customer, deal with the appointed office holders rather than the firm.
- No FCA actions
- Accounts filed up to 31 March 2025
- Company: in administration
- On its latest accounts it owed £5.66m more than it owned
What the FCA says
ATTENTION - Firm in an insolvency process
This firm is in an insolvency process. It is under the control of the appointed insolvency office holder(s) and may have stopped taking on new business. It has to continue to meet our standards in line with its regulatory status, including when dealing with its customers. If you are/were a customer check how this affects you with the firm or the appointed insolvency office holder(s).
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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No phone number on the FCA register
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Address
Simon Peter Edward Knight and Syed Oowas Farhan Aziz, of Jeremy Knight & Co, 68 Ship Street, Brighton, East Sussex, BN1 1AE, United Kingdom
In the full report: 1 background check
- Who else gives the postcode BN1 1AE
Other names (2)
If you were contacted under any of these names, it is this firm.
- Effective Heating ltd Former name: A name it was registered under before.
- Effective Heating Former trading name: A name it used to trade under.
Past FCA permissions and consumer protection
- In an insolvency processMoney the firm held is returned through the appointed office holders, which takes time and can fall short. The FSCS covers eligible claims up to its limits, and the Ombudsman can still look at a complaint.
Show FCA detail (1 permission)
- Credit Broking
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
Concerns on the company record
- Companies House records this company in administration.
- This company has insolvency history on record.
- Company number
- 10441082 (opens Companies House in a new tab)
- Company status
- Administration
- Company type
- Private limited company
- Incorporated
- 24 October 2016 (10 years old)
- Registered office
- 68 Ship Street, Brighton, East Sussex, BN1 1AE
- Nature of business
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- Wholesale of hardware, plumbing and heating equipment and supplies (SIC 46740)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Richard John Cox | Director | Mar 1970 | 24 Oct 2016 | 38 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 38
- closed down
- 6
- still active
- 32
In the full report: all 38 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Turnover
£22.7m
−18% from £27.8m
Profit before tax
−£788k
Down £721k from −£67.5k
Net assets
−£5.66m
Down £802k from −£4.86m
Cash at bank
£302k
−13% from £346k
Net assets are negative: on its last balance sheet the company owed £5.66m more than it owned.
Turnover and profit
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 10441082. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Effective Home’s history from the FCA register and Companies House, newest first.
2020
30 November 2020
- Changed its registered name from "Effective Heating ltd"
FCA register
2018
2 October 2018
- Regulated by the FCA from this date
- Applied to cancel its FCA authorisation
FCA register
2017
3 January 2017
- Lee John Cottingham became a part-owner (25–50% of shares)
- Lee John Cottingham stopped being a part-owner
Companies House
2016
24 October 2016
- Incorporated at Companies House
- Effective Energy Group Limited took control (75–100% of shares)
- Richard John Cox became a part-owner (25–50% of shares)
- Richard John Cox stopped being a part-owner
Companies House
In the full report: all 23 events
- All 23 events in its history (9 shown here)
- Every director appointment and resignation: 9
Firms connected to Effective Home
Other FCA-listed firms that share a director, phone number or address with Effective Home. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Effective Home
Other firms of the same type (credit broker), nearest first.
In Brighton
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Effective Home
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 38 other companies its directors have run, named
- 1 background check on its contact details
- 6 years of accounts, charted
- All 23 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk