Eighteen and a Half Limited

Reference number: 966668

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 4 years
Protected through the principal
No FCA actions

Responsible principal firm

STUBBEN EDGE AND PARTNERS LIMITED Reference number: 815500 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Eighteen and a Half Limited (FRN 966668) is an AR of STUBBEN EDGE AND PARTNERS LIMITED (FRN 815500). When you use Eighteen and a Half's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Eighteen and a Half, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

nous.co (opens in a new tab)
Phone number

07988 577955
Address

5 New Street Square, London, City Of London, EC4A 3TW, United Kingdom

In the full report: 3 background checks

When nous.co first appeared online, and whether it can receive email
What kind of line 07988 577955 is, and the other firm that gives it
Who else gives the postcode EC4A 3TW

Other names (2)

If you were contacted under any of these names, it is this firm.

Nous Trading name: A name it trades under now.
Project Vault Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Stubben Edge and Partners Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Eighteen and a Half’s history from the FCA register and Companies House, newest first.

Key events (1) All events (4)

2022

4 January 2022

Became an appointed representative

FCA register

In the full report: all 4 events

All 4 events in its history (1 shown here)

Firms connected to Eighteen and a Half

Other FCA-listed firms that share a director, phone number or address with Eighteen and a Half. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its phone number: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same phone number (1), the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Eighteen and a Half

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Eighteen and a Half

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

3 background checks on its contact details
All 4 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Eighteen and a Half Limited FCA authorised?

Eighteen and a Half Limited (FRN 966668) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Eighteen and a Half?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Eighteen and a Half Limited (FRN 966668) is an AR of STUBBEN EDGE AND PARTNERS LIMITED (FRN 815500). When you use Eighteen and a Half's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Eighteen and a Half, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Eighteen and a Half’s phone number and website?

The FCA register lists the phone number 07988 577955 and the website nous.co for Eighteen and a Half. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is Eighteen and a Half a scam or clone?

Eighteen and a Half is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Eighteen and a Half?

Protection works through Stubben Edge and Partners Limited, the principal firm responsible for Eighteen and a Half's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Does Eighteen and a Half use any other names?

It trades as Nous. It has previously used the name Project Vault.

Sources and links

Its entry on the FCA register register.fca.org.uk
Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
Report a scam to the FCA fca.org.uk