Registered with the FCA
This firm is registered to provide account information services. With your permission it can read your account data, but it cannot hold or move your money.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
Starling Bank, London Fruit & Wool Exchange, 1 Duval Square, London, Tower Hamlets, E1 6PW, United Kingdom
In the full report: 2 background checks
- What kind of line 020 7930 4450 is, and the other firm that gives it
- Who else gives the postcode E1 6PW
Other names (1)
If you were contacted under any of these names, it is this firm.
- EMBER DIGITAL LIMITED Former name: A name it was registered under before.
FCA permissions and consumer protection
- Account information No FSCS coverThis firm does not hold or move your money, it only reads your account data with your permission. There are no customer funds to safeguard and FSCS protection does not arise. You can still complain about how it handled your data.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 11822163 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 12 February 2019 (7 years old)
- Registered office
- 5th Floor, London Fruit And Wool Exchange, 1 Duval Square, London, E1 6PW, England
- Nature of business
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- Other information technology service activities (SIC 62090)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Declan Ferguson | Director | Jan 1989 | 28 Aug 2025 | 7 other companies |
| Harriet Lorna Rees | Director | Jan 1990 | 28 Aug 2025 | 2 other companies |
| Veronica Ridley | Secretary | Not published | 28 Aug 2025 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 7
- still active
- 7
- are FCA-registered
- 2
In the full report: all 7 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- The 2 companies these 2 directors run together
- All 9 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£4.19m
−8.7% from £4.59m
Cash at bank
£4.61m
−4.2% from £4.82m
Employees (average)
29
−12% from 33
Owed within a year
£993k
+42% from £700k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2024
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 11822163. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Ember By Starling’s history from the FCA register and Companies House, newest first.
2025
28 October 2025
- Changed its registered name from "EMBER DIGITAL LIMITED"
FCA register
28 August 2025
- Board replaced: all 4 directors left and 3 new directors took over
- Starling Bank Limited took control (75–100% of shares)
Companies House
2023
27 December 2023
- Aaron Shaw stopped being a part-owner
Companies House
2021
30 January 2021
- Daniel James Hogan stopped being a part-owner
Companies House
2020
17 February 2020
- Regulated by the FCA from this date
- Status on the FCA register became "Registered Account Information Service Provider"
FCA register
2019
26 April 2019
- Daniel James Hogan became a part-owner (25–50% of shares)
Companies House
12 February 2019
- Incorporated at Companies House
- Aaron Shaw became a part-owner (25–50% of shares)
Companies House
In the full report: all 26 events
- All 26 events in its history (10 shown here)
- Every director appointment and resignation: 16
Firms connected to Ember By Starling
Other FCA-listed firms that share a director, phone number or address with Ember By Starling. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 2
- share its phone number
- 1
In the full report: all 2 connected firms, named
- How each is linked: shared directors (2), the same phone number (1), the same postcode (1)
- Who links each one: the named directors, with dates
Firms like Ember By Starling
Other firms of the same type (payment or money transfer firm), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Ember By Starling
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 7 other companies its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 26 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk