Emily Donoghue

Reference number: 1047806

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Appointed representative

Emily Donoghue does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Emily Donoghue (FRN 1047806) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Emily Donoghue's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Emily Donoghue, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When edwealthservices.co.uk first appeared online, and whether it can receive email
  • What kind of line 07429 016617 is
  • Who else gives the postcode DE23 6RH
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • ED Wealth Services Trading name: A name it trades under now.
  • Emily Donghue Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Emily Donoghue’s history from the FCA register and Companies House, newest first.

2026

29 January 2026

  • Changed its registered name from "Emily Donghue"

FCA register

2025

13 December 2025

  • Became an appointed representative
  • Began trading as "ED Wealth Services"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Emily Donoghue

Other FCA-listed firms that share a director, phone number or address with Emily Donoghue. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Emily Donoghue

Other firms of the same type (financial adviser), nearest first.

In Derby

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Emily Donoghue

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details, 1 flagged
  • All 3 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Emily Donoghue FCA authorised?
Emily Donoghue (FRN 1047806) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Emily Donoghue?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Emily Donoghue (FRN 1047806) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Emily Donoghue's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Emily Donoghue, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Emily Donoghue’s phone number and website?
The FCA register lists the phone number 07429 016617 and the website edwealthservices.co.uk for Emily Donoghue. If you were given different contact details, use these to check with the firm before going any further.
Is Emily Donoghue a scam or clone?
Emily Donoghue is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Emily Donoghue?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Emily Donoghue's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Emily Donoghue use any other names?
It trades as ED Wealth Services. It has previously used the name Emily Donghue.

Sources and links

The full report on Emily Donoghue

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