Enable Ltd

Reference number: 468897

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Enable Ltd (FRN 468897) is an AR of Fish Administration Limited (FRN 310172). When you use Enable's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Enable, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When enable.ltd.uk first appeared online, and whether it can receive email
  • What kind of line 01273 322202 is
  • Who else gives the postcode BN1 6AF
Instant PDF download
Other names (9)

If you were contacted under any of these names, it is this firm.

  • Carer Insure Trading name: A name it trades under now.
  • Enable Insurance Trading name: A name it trades under now.
  • Enable Insurance Services Trading name: A name it trades under now.
  • Enable Payroll Trading name: A name it trades under now.
  • Nannyinsure Trading name: A name it trades under now.
  • Nannytax Trading name: A name it trades under now.
  • Payrole Trading name: A name it trades under now.
  • Service Tax Trading name: A name it trades under now.
  • Stafftax Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Fish Administration Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
ENABLE LIMITED
Company status
Active
Company type
Private limited company
Incorporated
3 October 2002 (24 years old)
Registered office
7th Floor, Telecom House, 125 - 135 Preston Road, Brighton, BN1 6AF, England
Nature of business
  • Activities of head offices (SIC 70100)

Directors and company secretaries

Name Role Born Appointed Other companies
Jonathan Francis Scherer Director Nov 1961 6 Jul 2010 31 other companies
Stephen David Louis Director Aug 1966 6 Jul 2010 30 other companies
Jennifer Rae Bond Director Dec 1974 25 May 2018 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
37
closed down
6
are FCA-registered
3

In the full report: all 37 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • The 24 companies these 3 directors run together
  • All 16 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 October 2025Full accountsAudited

Profit before tax

£2.32m

Not compared: the previous accounts cover a different length of time

Net assets

£6.86m

+48% from £4.63m

Cash at bank

£4.74m

+68% from £2.82m

Owed within a year

£6.65m

+34% from £4.96m

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04552449. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Enable’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Elbane (UK) Ltd took control (75–100% of shares)
  • Jonathan Francis Scherer became a part-owner (25–50% of shares)
  • Jonathan Francis Scherer stopped being a part-owner
  • Stephen David Louis became a part-owner (25–50% of shares)
  • Stephen David Louis stopped being a part-owner

Companies House

2007

12 June 2007

  • Became an appointed representative

FCA register

2005

6 January 2005

  • Board replaced: all 4 directors left and 4 new directors took over

Companies House

2002

3 October 2002

  • Incorporated at Companies House

Companies House

In the full report: all 50 events

  • All 50 events in its history (8 shown here)
  • Every director appointment and resignation: 33
Instant PDF download

Firms connected to Enable

Other FCA-listed firms that share a director, phone number or address with Enable. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
1
share its postcode
4

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (1), the same postcode (4)
  • Who links each one: the named directors, with dates
  • 2 past links through former directors
Instant PDF download

Firms like Enable

Other firms of the same type (financial adviser), nearest first.

In Brighton

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Enable

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 37 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 50 events in its history
  • 5 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Enable Ltd FCA authorised?
Enable Ltd (FRN 468897) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Enable?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Enable Ltd (FRN 468897) is an AR of Fish Administration Limited (FRN 310172). When you use Enable's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Enable, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Enable’s phone number and website?
The FCA register lists the phone number 01273 322202 and the website enable.ltd.uk for Enable. If you were given different contact details, use these to check with the firm before going any further.
Is Enable a scam or clone?
Enable is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Enable?
Protection works through Fish Administration Limited, the principal firm responsible for Enable's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Enable?
Enable is owned by Elbane (UK) Ltd, which holds 75–100% of shares and 75–100% of votes, since 6 April 2016. Before that, it was controlled by Mr Jonathan Francis Scherer and Mr Stephen David Louis.
Who runs Enable?
Companies House lists 3 directors of Enable: Jonathan Francis Scherer, Stephen David Louis and Jennifer Rae Bond.
How long has Enable been in business?
The company was formed on 3 October 2002.
What do Enable’s latest accounts show?
Its latest accounts, to 31 October 2025, show profit before tax of £2.32m (not compared: the previous accounts cover a different length of time) and net assets of £6.86m (+48% from £4.63m).
Does Enable use any other names?
It trades as Carer Insure, Enable Insurance, Enable Insurance Services, Enable Payroll and Nannyinsure, and 4 more names.

Sources and links

The full report on Enable Ltd

£19.99 · Instant PDF download

Loading secure checkout…