JPS Wealth Management Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 13 years
Protected through the principal
No FCA actions
Active company since 2014
Accounts filed up to 31 October 2025

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
JPS Wealth Management Limited (FRN 604400) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use JPS Wealth Management's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from JPS Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

jpswealthmanagement.co.uk (opens in a new tab)
Phone number

07879 013946
Address

14a Montpelier Place, Brighton, East Sussex, BN1 3BF, United Kingdom

In the full report: 3 background checks

When jpswealthmanagement.co.uk first appeared online, and whether it can receive email
What kind of line 07879 013946 is
Who else gives the postcode BN1 3BF

Other names (1)

If you were contacted under any of these names, it is this firm.

Jayna Shah Former name: A name it was registered under before.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 09274545 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 22 October 2014 (11 years old)
Registered office: 14a Montpelier Place Montpelier Place, Brighton, BN1 3BF, England
Nature of business: Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Jayna Shah	Director	Aug 1972	22 Oct 2014	3 other companies
Kalpesh Shah	Director	Jul 1970	22 Oct 2014	2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 4
closed down: 1
run together: 1

In the full report: all 4 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 1 company these 2 directors run together

Filed accounts and finances

Year to 31 October 2025Micro-entity accountsNot audited

Net assets

£369k

+28% from £288k

Employees (average)

4

Same as 4

Owed within a year

£124k

−4.2% from £129k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09274545. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

JPS Wealth Management’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2016

6 April 2016

Jayna Shah became a part-owner (25–50% of shares)
Kalpesh Shah became a part-owner (25–50% of shares)

Companies House

10 March 2016

Changed its registered name from "Jayna Shah"

FCA register

2014

22 October 2014

Incorporated at Companies House

Companies House

2013

11 July 2013

Became an appointed representative

FCA register

In the full report: all 9 events

All 9 events in its history (5 shown here)
Every director appointment and resignation: 2

Firms like JPS Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Brighton

Agile Trading LimitedBrightonAppointed representative Apricity Wealth Management UK LtdBrightonAppointed representative Axis Wealth Management LtdBrightonAppointed representative Enable LtdBrightonAppointed representative Evertrue Capital LimitedBrightonAppointed representative Katie Parker LtdBrightonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on JPS Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

4 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 9 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is JPS Wealth Management Limited FCA authorised?

JPS Wealth Management Limited (FRN 604400) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for JPS Wealth Management?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. JPS Wealth Management Limited (FRN 604400) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use JPS Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from JPS Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is JPS Wealth Management’s phone number and website?

The FCA register lists the phone number 07879 013946 and the website jpswealthmanagement.co.uk for JPS Wealth Management. If you were given different contact details, use these to check with the firm before going any further.

Is JPS Wealth Management a scam or clone?

JPS Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with JPS Wealth Management?

Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for JPS Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns JPS Wealth Management?

Companies House lists 2 people with significant control of JPS Wealth Management: Mr Kalpesh Shah (25–50% of shares) and Mrs Jayna Shah (25–50% of shares).

Who runs JPS Wealth Management?

Companies House lists 2 directors of JPS Wealth Management: Jayna Shah and Kalpesh Shah.

How long has JPS Wealth Management been in business?

The company was formed on 22 October 2014.

What do JPS Wealth Management’s latest accounts show?

Its latest accounts, to 31 October 2025, show net assets of £369k (+28% from £288k).

Does JPS Wealth Management use any other names?

It has previously used the name Jayna Shah.