Encompass Financial Services Ltd.

Reference number: 542984

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When encompass-fs.co.uk first appeared online, and whether it can receive email
  • What kind of line 01870 603100 is
  • Who else gives the postcode HS7 5LA
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (9 permissions)
  • Acting as a CBTL advisor
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC391267
Company status
Active
Company type
Private limited company
Incorporated
11 January 2011 (15 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Colin Dewar Shaw Director Apr 1965 11 Jan 2011 None
Colin Shaw Secretary Not published 11 Jan 2011 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£71.5k

+12% from £63.8k

Employees (average)

1

Same as 1

Owed within a year

£9,144

+27% from £7,196

The accounts for the year to 31 March 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £62.3k, for the year to 31 March 2024.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC391267. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Encompass Financial Services’s history from the FCA register and Companies House, newest first.

Key events (5) All events (11)

2016

6 April 2016

  • Colin Dewar Shaw took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2011

22 August 2011

  • Became authorised by the FCA

FCA register

4 July 2011

  • Regulated by the Financial Services Authority from this date

FCA register

11 January 2011

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Encompass Financial Services

Other FCA-listed firms that share a director, phone number or address with Encompass Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Encompass Financial Services

Other firms of the same type (financial adviser), nearest first.

In the Outer Hebrides (HS) postcode area

Mann Judd Gordon LimitedStornowayAppointed representative

Elsewhere in the UK

Ernst & Young LLPLondonAuthorisedHargreaves Lansdown Advisory Services LimitedBristolAuthorisedGallagher (Administration & Investment) LimitedLondonAuthorisedGallagher Risk & Reward LimitedLondonAuthorisedKroll Securities LtdLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Encompass Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 11 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Encompass Financial Services Ltd. FCA authorised?
Yes, Encompass Financial Services Ltd. (FRN 542984) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2011 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Encompass Financial Services’ phone number and website?
The FCA register lists the phone number 01870 603100 and the website encompass-fs.co.uk for Encompass Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Encompass Financial Services a scam or clone?
Encompass Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Encompass Financial Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Encompass Financial Services to the Financial Ombudsman Service, free of charge.
Who owns Encompass Financial Services?
Companies House lists one person with significant control of Encompass Financial Services: Mr Colin Dewar Shaw (75–100% of shares).
Who runs Encompass Financial Services?
Companies House lists one director of Encompass Financial Services: Colin Dewar Shaw.
How long has Encompass Financial Services been in business?
The company was formed on 11 January 2011, and has held its current FCA authorisation since August 2011.
What do Encompass Financial Services’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £71.5k (+12% from £63.8k).

Sources and links

The full report on Encompass Financial Services Ltd.

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