Encompass Southwest: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 12 years
Complaints covered by the Ombudsman
No FCA actions
Active company since 2010

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

bpag-encompass.org.uk (opens in a new tab)
Phone number

01271 371499
Address

C2 Fishleigh Court, Fishleigh Road, Roundswell Business Park, Barnstaple, Devon, EX31 3UD, United Kingdom

In the full report: 3 background checks

When bpag-encompass.org.uk first appeared online, and whether it can receive email
What kind of line 01271 371499 is
Who else gives the postcode EX31 3UD

The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

FCA permissions and consumer protection

Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (3 permissions)

Debt Adjusting
Debt-counselling
Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 07149873 (opens Companies House in a new tab)
Company status: Active
Company type: Private company limited by guarantee
Incorporated: 8 February 2010 (16 years old)
Registered office: Unit C2 Fishleigh Court Fishleigh Road, Roundswell Business Park, Barnstaple, Devon, EX31 3UD, England
Nature of business: Other social work activities without accommodation not elsewhere classified (SIC 88990)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Stephen Amos Cresswell	Director	Mar 1957	7 Dec 2011	10 other companies
Beryl Evans	Director	Apr 1948	7 Dec 2011	1 other company
Irene Margaret Hockin	Director	Sep 1946	7 Dec 2011	6 other companies
Elizabeth Steele	Director	Jun 1957	1 Aug 2016	1 other company
Neil Christopher Robert Warburton	Director	Jul 1960	5 Feb 2021	None
Duncan Affleck	Director	Jun 1972	9 Apr 2021	None

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 17
closed down: 5
run together: 1

In the full report: all 17 companies, named

What each company does, and whether it is still trading
Which of these 6 directors sit on each board, and since when
Any that went into liquidation or administration
The 1 company these 6 directors run together
All 13 people who have ever been directors, with their dates

Key dates in its history

Encompass Southwest’s history from the FCA register and Companies House, newest first.

Key events (4) All events (27)

2014

1 April 2014

Regulated by the FCA from this date
FCA imposed a requirement (Not for profit firm)
Became authorised by the FCA

FCA register

2010

8 February 2010

Incorporated at Companies House

Companies House

In the full report: all 27 events

All 27 events in its history (4 shown here)
Every director appointment and resignation: 20

Firms like Encompass Southwest

Other firms of the same type (debt advice or management), nearest first.

In the Exeter (EX) postcode area

Churches Housing Action Team (Devon) LimitedTivertonAuthorised East Devon Citizens Advice BureauExmouthAuthorised Exeter Citizens Advice BureauExeterAuthorised Torridge, North, Mid And West Devon Citizens Advice BureauOkehamptonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Encompass Southwest

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

17 other companies its directors have run, named
3 background checks on its contact details
All 27 events in its history

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Frequently asked questions about this firm

Is Encompass Southwest FCA authorised?

Yes, Encompass Southwest (FRN 618752) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2014 and works as a debt advice or management. The FCA has placed no limits on its permissions.

What is Encompass Southwest’s phone number and website?

The FCA register lists the phone number 01271 371499 and the website bpag-encompass.org.uk for Encompass Southwest. If you were given different contact details, use these to check with the firm before going any further.

Is Encompass Southwest a scam or clone?

Encompass Southwest is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Encompass Southwest?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Encompass Southwest handles your money, so check the specific product before you commit. You can also refer complaints about Encompass Southwest to the Financial Ombudsman Service, free of charge.

Who runs Encompass Southwest?

Companies House lists 6 directors of Encompass Southwest: Stephen Amos Cresswell, Beryl Evans, Irene Margaret Hockin, Elizabeth Steele, Neil Christopher Robert Warburton and Duncan Affleck.

How long has Encompass Southwest been in business?

The company was formed on 8 February 2010, and has held its current FCA authorisation since April 2014.