Engage Financial Solutions Ltd

Reference number: 968547

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Engage Financial Solutions Ltd (FRN 968547) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Engage Financial Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Engage Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07792 059265

  • Address

    1 Lower Northam Road, Hedge End, Southampton, SO30 4FN, United Kingdom

In the full report: 2 background checks

  • What kind of line 07792 059265 is
  • Who else gives the postcode SO30 4FN
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13514010
Company status
Active
Company type
Private limited company
Incorporated
15 July 2021 (5 years old)
Registered office
1 Lower Northam Road, Hedge End, Southampton, SO30 4FN, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Joseph Hoile Director Mar 1987 15 Jul 2021 None
Stacey Elizabeth Hoile Director Jun 1983 15 Jul 2021 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Net assets

£119

Down £26 from £145

Employees (average)

2

Same as 2

Owed within a year

£9,520

+59% from £6,000

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13514010. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Engage Financial Solutions’s history from the FCA register and Companies House, newest first.

2022

25 January 2022

  • Became an appointed representative

FCA register

2021

15 July 2021

  • Incorporated at Companies House
  • Stacey Elizabeth Hoile took control (75–100% of shares)
  • Joseph Hoile appointed as a director
  • Stacey Elizabeth Hoile appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Engage Financial Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In Southampton

John Charcol Mortgages LtdSouthamptonAppointed representativeWisely Financial Services LimitedSouthamptonAppointed representativeAcross the Market Mortgages LimitedSouthamptonAppointed representativeAlbion Forest LimitedSouthamptonAppointed representativeAnchor Financial Advisory LimitedSouthamptonAppointed representativeApple Tree Mortgage Services LtdSouthamptonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Engage Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 4 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is Engage Financial Solutions Ltd FCA authorised?
Engage Financial Solutions Ltd (FRN 968547) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Engage Financial Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Engage Financial Solutions Ltd (FRN 968547) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Engage Financial Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Engage Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Engage Financial Solutions’ phone number?
The FCA register lists the phone number 07792 059265 for Engage Financial Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Engage Financial Solutions a scam or clone?
Engage Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Engage Financial Solutions?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Engage Financial Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Engage Financial Solutions?
Companies House lists one person with significant control of Engage Financial Solutions: Miss Stacey Elizabeth Hoile (75–100% of shares).
Who runs Engage Financial Solutions?
Companies House lists 2 directors of Engage Financial Solutions: Joseph Hoile and Stacey Elizabeth Hoile.
How long has Engage Financial Solutions been in business?
The company was formed on 15 July 2021.
What do Engage Financial Solutions’ latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £119 (down £26 from £145).

Sources and links

The full report on Engage Financial Solutions Ltd

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