Eoptimiser Limited

Reference number: 724246

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When eoptimiser.com first appeared online, and whether it can receive email
  • What kind of line 020 8422 6146 is
  • Who else gives the postcode HA2 9NR
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • ammadio Trading name
  • flexiaccount Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04666968
Company status
Active
Company type
Private limited company
Incorporated
14 February 2003 (23 years old)
Registered office
19 Lulworth Close, Rayers Lane Harrow, Middlesex, HA2 9NR
Nature of business
  • Information technology consultancy activities (SIC 62020)
  • Web portals (SIC 63120)
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name Role Born Appointed Other companies
Kulanathan Kularajan (Dr) Director May 1966 14 Feb 2003 1 other company
Anjalee Kularajan Director Jul 1997 9 Jul 2022 1 other company
Jenanie Kularajan Director Jul 2000 9 Jul 2022 1 other company
Shantha Kularajan Director Jul 1970 15 Sep 2023 None
Shantha Kularajan Secretary Not published 14 Feb 2003 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1
run together
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 4 directors run together
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Filed accounts and finances

Year to 28 February 2025Micro-entity accountsNot audited

Net assets

£16.1k

−22% from £20.7k

Employees (average)

2

Same as 2

Owed within a year

£627k

+26% from £496k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04666968. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Eoptimiser’s history from the FCA register and Companies House, newest first.

Key events (4) All events (12)

2016

10 September 2016

  • Kulanathan Kularajan gained significant control

Companies House

10 August 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2003

14 February 2003

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (4 shown here)
  • Every director appointment and resignation: 4
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Firms like Eoptimiser

Other firms of the same type (lender), nearest first.

In Harrow

Kennedy Daniel LimitedHarrowAuthorised

In the Harrow (HA) postcode area

Ayngaran Jewellery LtdWembleyAuthorisedFairlo UK LimitedPinnerAuthorisedGraphite Euro LtdWembleyAuthorisedKirusna NadarajaWembleyAuthorisedLamna Financial LimitedEdgwareAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Eoptimiser

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is Eoptimiser Limited FCA authorised?
Yes, Eoptimiser Limited (FRN 724246) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is Eoptimiser’s phone number and website?
The FCA register lists the phone number 020 8422 6146 and the website eoptimiser.com for Eoptimiser. If you were given different contact details, use these to check with the firm before going any further.
Is Eoptimiser a scam or clone?
Eoptimiser is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Eoptimiser?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Eoptimiser handles your money, so check the specific product before you commit. You can also refer complaints about Eoptimiser to the Financial Ombudsman Service, free of charge.
Who owns Eoptimiser?
Companies House lists one person with significant control of Eoptimiser: Dr Kulanathan Kularajan (significant influence or control).
Who runs Eoptimiser?
Companies House lists 4 directors of Eoptimiser: Kulanathan Kularajan (Dr), Anjalee Kularajan, Jenanie Kularajan and Shantha Kularajan.
How long has Eoptimiser been in business?
The company was formed on 14 February 2003, and has held its current FCA authorisation since August 2016.
What do Eoptimiser’s latest accounts show?
Its latest accounts, to 28 February 2025, show net assets of £16.1k (−22% from £20.7k).
Does Eoptimiser use any other names?
It trades as ammadio and flexiaccount.

Sources and links

The full report on Eoptimiser Limited

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