Graphite Euro Ltd

Reference number: 741444

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 3417 6823

  • Address

    Sangeetha Jewellers, 190 Ealing Road, Wembley, Brent, HA0 4QD, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 3417 6823 is
  • Who else gives the postcode HA0 4QD
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Lupra Cash And Credit Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07354261
Company status
Active
Company type
Private limited company
Incorporated
24 August 2010 (16 years old)
Registered office
Treetop Misbourne Avenue, Chalfont, St Peter, Bucks, SL9 0PF, England
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Lutharsan Mahalingam Director Dec 1976 24 Aug 2010 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
is FCA-registered
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
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Filed accounts and finances

Year to 31 August 2025Micro-entity accountsNot audited

Net assets

£230k

+19% from £194k

Employees (average)

4

+100% from 2

Owed within a year

£26.9k

+12% from £24.1k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07354261. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Graphite Euro’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2020

13 October 2020

  • Shangeetha Mahalingam became a part-owner (25–50% of shares)

Companies House

2016

8 September 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

24 August 2016

  • Lutharsan Mahalingam became a part-owner (25–50% of shares)

Companies House

2010

24 August 2010

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Graphite Euro

Other FCA-listed firms that share a director, phone number or address with Graphite Euro. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like Graphite Euro

Other firms of the same type (lender), nearest first.

In Wembley

Ayngaran Jewellery LtdWembleyAuthorisedKirusna NadarajaWembleyAuthorisedVeerasingam ThavamuruganathanWembleyAuthorisedInfinity Energy Organisation LimitedWembleyAuthorisedMaha Jewellers LtdWembleyAuthorisedRathy Jewellers LimitedWembleyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Graphite Euro

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is Graphite Euro Ltd FCA authorised?
Yes, Graphite Euro Ltd (FRN 741444) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is Graphite Euro’s phone number?
The FCA register lists the phone number 020 3417 6823 for Graphite Euro. If you were given different contact details, use these to check with the firm before going any further.
Is Graphite Euro a scam or clone?
Graphite Euro is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Graphite Euro?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Graphite Euro handles your money, so check the specific product before you commit. You can also refer complaints about Graphite Euro to the Financial Ombudsman Service, free of charge.
Who owns Graphite Euro?
Companies House lists 2 people with significant control of Graphite Euro: Mrs Shangeetha Mahalingam (25–50% of shares) and Mr Lutharsan Mahalingam (25–50% of shares).
Who runs Graphite Euro?
Companies House lists one director of Graphite Euro: Lutharsan Mahalingam.
How long has Graphite Euro been in business?
The company was formed on 24 August 2010, and has held its current FCA authorisation since September 2016.
What do Graphite Euro’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £230k (+19% from £194k).
Does Graphite Euro use any other names?
It trades as Lupra Cash And Credit.

Sources and links

The full report on Graphite Euro Ltd

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