Rathy Jewellers Limited

Reference number: 815656

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 8903 3063

  • Address

    28 Ealing Road, Wembley, HA0 4TL, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 8903 3063 is, and the other firm that gives it
  • Who else gives the postcode HA0 4TL
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04994774
Company status
Active
Company type
Private limited company
Incorporated
15 December 2003 (22 years old)
Registered office
28 Ealing Road, Wembley, Middlesex, HA0 4TL
Nature of business
  • Manufacture of jewellery and related articles (SIC 32120)

Directors and company secretaries

Name Role Born Appointed Other companies
Jeyagowry Mahalingam Director Feb 1959 1 Jul 2012 3 other companies
Tharshika Mahalingam Director Dec 1983 10 Jan 2025 2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
3
is FCA-registered
1

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 10 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£793k

+15% from £688k

Employees (average)

0

Same as 0

Owed within a year

£449k

<1% from £448k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04994774. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Rathy Jewellers’s history from the FCA register and Companies House, newest first.

Key events (16) All events (39)

2025

19 September 2025

  • Jeyagowry Mahalingam stopped being the majority owner

Companies House

10 January 2025

  • Tharshika Mahalingam took control (75–100% of shares)

Companies House

2023

6 December 2023

  • Rajtharan Mahalingam stopped being a part-owner

Companies House

2021

27 July 2021

  • Jeyagowry Mahalingam became the majority owner (50–75% of shares)
  • Rathy Group Limited gave up control

Companies House

2018

5 November 2018

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

9 August 2018

  • Jeyagowry Mahalingam stopped being a part-owner
  • Rathy Group Limited took control (75–100% of shares)

Companies House

2017

1 May 2017

  • Lutharsan Mahalingam stopped being a part-owner
  • Mahalingam Arumugam stopped being a part-owner
  • Rajtharan Mahalingam became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Jeyagowry Mahalingam became a part-owner (25–50% of shares)
  • Lutharsan Mahalingam became a part-owner (25–50% of shares)
  • Mahalingam Arumugam became a part-owner (25–50% of shares)

Companies House

2003

15 December 2003

  • Incorporated at Companies House

Companies House

In the full report: all 39 events

  • All 39 events in its history (16 shown here)
  • Every director appointment and resignation: 18
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Firms connected to Rathy Jewellers

Other FCA-listed firms that share a director, phone number or address with Rathy Jewellers. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its phone number
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same phone number (1), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Rathy Jewellers

Other firms of the same type (lender), nearest first.

In Wembley

Ayngaran Jewellery LtdWembleyAuthorisedGraphite Euro LtdWembleyAuthorisedKirusna NadarajaWembleyAuthorisedVeerasingam ThavamuruganathanWembleyAuthorisedInfinity Energy Organisation LimitedWembleyAuthorisedMaha Jewellers LtdWembleyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Rathy Jewellers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 39 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Rathy Jewellers Limited FCA authorised?
Yes, Rathy Jewellers Limited (FRN 815656) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2018 and works as a lender. The FCA has placed no limits on its permissions.
What is Rathy Jewellers’ phone number?
The FCA register lists the phone number 020 8903 3063 for Rathy Jewellers. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Rathy Jewellers a scam or clone?
Rathy Jewellers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Rathy Jewellers?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Rathy Jewellers handles your money, so check the specific product before you commit. You can also refer complaints about Rathy Jewellers to the Financial Ombudsman Service, free of charge.
Who owns Rathy Jewellers?
Companies House lists one person with significant control of Rathy Jewellers: Ms Tharshika Mahalingam (75–100% of shares). Before that, it was controlled by Mrs Jeyagowry Mahalingam, Mr Rajtharan Mahalingam and Rathy Group Limited.
Who runs Rathy Jewellers?
Companies House lists 2 directors of Rathy Jewellers: Jeyagowry Mahalingam and Tharshika Mahalingam.
How long has Rathy Jewellers been in business?
The company was formed on 15 December 2003, and has held its current FCA authorisation since November 2018.
What do Rathy Jewellers’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £793k (+15% from £688k).

Sources and links

The full report on Rathy Jewellers Limited

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