Equifinance Limited

Reference number: 717913

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When equifinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 8045 1375 is
  • Who else gives the postcode E1 6LP
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Equifiance Plus Former trading name
  • Homeowner Advances Former trading name

FCA permissions and consumer protection

  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Acting as a CBTL administrator
  • Acting as a CBTL Administrator
  • Acting as a CBTL lender
  • Acting as a CBTL Lender
  • Administering a regulated mortgage contract
  • Entering into a regulated mortgage contract as lender

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07324100
Company status
Active
Company type
Private limited company
Incorporated
23 July 2010 (16 years old)
Registered office
3rd Floor, East One Building, 22 Commercial Street, London, E1 6LP, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher Alan Payne Director Jul 1969 4 Sep 2014 7 other companies
Antony James Marshall Director Sep 1966 8 May 2015 6 other companies
Philip Anthony George Director Nov 1950 11 Jan 2021 14 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
23
closed down
7
went insolvent
1

In the full report: all 23 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 5 on the FCA register, including 2 no longer authorised
  • The 3 companies these 3 directors run together
  • All 8 people who have ever been directors, with their dates
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Key dates in its history

Equifinance’s history from the FCA register and Companies House, newest first.

Key events (6) All events (31)

2016

15 September 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

6 April 2016

  • Equifinance Holdings Limited took control (75–100% of shares)
  • Henry Thomas Smith gave up control
  • Henry Thomas Smith took control (75–100% of shares)

Companies House

2010

23 July 2010

  • Incorporated at Companies House

Companies House

In the full report: all 31 events

  • All 31 events in its history (6 shown here)
  • Every director appointment and resignation: 17
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Firms connected to Equifinance

Other FCA-listed firms that share a director, phone number or address with Equifinance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
2
past links
3

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (2)
  • Who links each one: the named directors, with dates
  • 3 past links through former directors
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Firms like Equifinance

Other firms of the same type (mortgage lender), nearest first.

In London

Prudential Lifetime Mortgages LimitedLondonAuthorisedRothschild & Co Wealth Management UK LimitedLondonAuthorisedCoutts Finance Co.LondonAuthorisedButterfield Mortgages LimitedLondonAuthorisedOctopus Investments LimitedLondonAuthorisedLendInvest Loans LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Equifinance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 23 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 31 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Equifinance Limited FCA authorised?
Yes, Equifinance Limited (FRN 717913) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2016 and works as a mortgage lender. The FCA has placed no limits on its permissions.
What is Equifinance’s phone number and website?
The FCA register lists the phone number 020 8045 1375 and the website equifinance.co.uk for Equifinance. If you were given different contact details, use these to check with the firm before going any further.
Is Equifinance a scam or clone?
Equifinance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Equifinance?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Equifinance to the Financial Ombudsman Service, free of charge.
Who owns Equifinance?
Equifinance is owned by Equifinance Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016. Before that, it was controlled by Mr Henry Thomas Smith.
Who runs Equifinance?
Companies House lists 3 directors of Equifinance: Christopher Alan Payne, Antony James Marshall and Philip Anthony George.
How long has Equifinance been in business?
The company was formed on 23 July 2010, and has held its current FCA authorisation since September 2016.
Does Equifinance use any other names?
It has previously used 2 other names: Equifiance Plus and Homeowner Advances.

Sources and links

The full report on Equifinance Limited

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