Equilibrium Wealth Limited

Reference number: 1045864

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Equilibrium Wealth Limited (FRN 1045864) is an AR of Sense Network Limited (FRN 465124). When you use Equilibrium Wealth's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Equilibrium Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When eqwealth.co.uk first appeared online, and whether it can receive email
  • What kind of line 01892 891947 is
  • Who else gives the postcode TN3 8AL
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sense Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
29 September 2025 (1 year old)
Registered office
Great Owl Barn Windmill Farm, Lamberhurst Quarter, Tunbridge Wells, Kent, TN3 8AL, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Conrad Adrian Whittingham Director Mar 1973 29 Sep 2025 None
Katherine Sarah Whittingham Director Aug 1973 29 Sep 2025 3 other companies
Conrad Adrian Whittingham Secretary Not published 29 Sep 2025 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
still active
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Key dates in its history

Equilibrium Wealth’s history from the FCA register and Companies House, newest first.

2025

10 December 2025

  • Became an appointed representative

FCA register

29 September 2025

  • Incorporated at Companies House
  • Conrad Adrian Whittingham became a part-owner (25–50% of shares)
  • Katherine Sarah Whittingham became a part-owner (25–50% of shares)
  • Conrad Adrian Whittingham appointed as a director
  • Katherine Sarah Whittingham appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Equilibrium Wealth

Other firms of the same type (financial adviser), nearest first.

In Tunbridge Wells

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Equilibrium Wealth

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is Equilibrium Wealth Limited FCA authorised?
Equilibrium Wealth Limited (FRN 1045864) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Equilibrium Wealth?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Equilibrium Wealth Limited (FRN 1045864) is an AR of Sense Network Limited (FRN 465124). When you use Equilibrium Wealth's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Equilibrium Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Equilibrium Wealth’s phone number and website?
The FCA register lists the phone number 01892 891947 and the website eqwealth.co.uk for Equilibrium Wealth. If you were given different contact details, use these to check with the firm before going any further.
Is Equilibrium Wealth a scam or clone?
Equilibrium Wealth is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Equilibrium Wealth?
Protection works through Sense Network Limited, the principal firm responsible for Equilibrium Wealth's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Equilibrium Wealth?
Companies House lists 2 people with significant control of Equilibrium Wealth: Mr Conrad Adrian Whittingham (25–50% of shares) and Mrs Katherine Sarah Whittingham (25–50% of shares).
Who runs Equilibrium Wealth?
Companies House lists 2 directors of Equilibrium Wealth: Conrad Adrian Whittingham and Katherine Sarah Whittingham.
How long has Equilibrium Wealth been in business?
The company was formed on 29 September 2025.

Sources and links

The full report on Equilibrium Wealth Limited

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