Equitas Financial (UK) Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 12 years
Your funds are protected by FSCS
No FCA actions
Active company since 2012
Accounts filed up to 30 September 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

equitasfinancial.net (opens in a new tab)
Phone number

01752 221188
Address

36 Mannamead Road, Plymouth, Devon, PL4 7AF, United Kingdom

In the full report: 3 background checks

When equitasfinancial.net first appeared online, and whether it can receive email
What kind of line 01752 221188 is
Who else gives the postcode PL4 7AF

Other names (3)

If you were contacted under any of these names, it is this firm.

Bob Burch Former trading name: A name it used to trade under.
Justin Lusher Mortgages Former trading name: A name it used to trade under.
Medical & General Independent Financial Advisers Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (13 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on Pension Transfers and Pension Opt Outs
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 08305878 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 23 November 2012 (13 years old)
Registered office: Harscombe House, 1 Darklake View, Estover, Plymouth, PL6 7TL, United Kingdom
Nature of business: Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Daniel Paul Aslett	Director	Dec 1972	23 Nov 2012	1 other company
Geoffrey Clive Charles Ribbons	Director	Jul 1965	23 Nov 2012	2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 3
closed down: 1
still active: 2

In the full report: all 3 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

£159k

−3.3% from £164k

Employees (average)

3

Same as 3

Owed within a year

£30.9k

−17% from £37.2k

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08305878. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Equitas Financial (UK)’s history from the FCA register and Companies House, newest first.

Key events (5) All events (15)

2016

6 April 2016

Daniel Paul Aslett became a part-owner (25–50% of shares)
Geoffrey Clive Charles Ribbons became a part-owner (25–50% of shares)

Companies House

2014

28 April 2014

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2012

23 November 2012

Incorporated at Companies House

Companies House

In the full report: all 15 events

All 15 events in its history (5 shown here)
Every director appointment and resignation: 2

Firms like Equitas Financial (UK)

Other firms of the same type (lender), nearest first.

In Plymouth

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Equitas Financial (UK)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

3 other companies its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 15 events in its history

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Frequently asked questions about this firm

Is Equitas Financial (UK) Limited FCA authorised?

Yes, Equitas Financial (UK) Limited (FRN 615273) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2014 and works as a lender. The FCA has placed no limits on its permissions.

What is Equitas Financial (UK)’s phone number and website?

The FCA register lists the phone number 01752 221188 and the website equitasfinancial.net for Equitas Financial (UK). If you were given different contact details, use these to check with the firm before going any further.

Is Equitas Financial (UK) a scam or clone?

Equitas Financial (UK) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Equitas Financial (UK)?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Equitas Financial (UK) to the Financial Ombudsman Service, free of charge.

Who owns Equitas Financial (UK)?

Companies House lists 2 people with significant control of Equitas Financial (UK): Mr. Geoffrey Clive Charles Ribbons (25–50% of shares) and Mr. Daniel Paul Aslett (25–50% of shares).

Who runs Equitas Financial (UK)?

Companies House lists 2 directors of Equitas Financial (UK): Daniel Paul Aslett and Geoffrey Clive Charles Ribbons.

How long has Equitas Financial (UK) been in business?

The company was formed on 23 November 2012, and has held its current FCA authorisation since April 2014.

What do Equitas Financial (UK)’s latest accounts show?

Its latest accounts, to 30 September 2025, show net assets of £159k (−3.3% from £164k).

Does Equitas Financial (UK) use any other names?

It has previously used 3 other names: Bob Burch, Justin Lusher Mortgages and Medical & General Independent Financial Advisers.