Harding & Sons, Limited

Reference number: 719968

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When fairwayfurniture.co.uk first appeared online, and whether it can receive email
  • What kind of line 01752 408941 is
  • Who else gives the postcode PL9 7HE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Fairway Furniture Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
23 May 1929 (97 years old)
Registered office
184 Billacombe Road, Plymstock, Plymouth, Devon, PL9 7HE
Nature of business
  • Retail sale of carpets, rugs, wall and floor coverings in specialised stores (SIC 47530)
  • Retail of furniture, lighting, and similar (not musical instruments or scores) in specialised store (SIC 47599)

Directors and company secretaries

Name Role Born Appointed Other companies
Peter Anthony Harding Director Oct 1973 13 May 2000 1 other company
Penelope Helen Craze Director Jun 1971 1 Jun 2007 1 other company
John Michael Harding Director May 1947 Not published 8 other companies
Peter Anthony Harding Secretary Not published 13 May 2000 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
9
closed down
1
run together
1

In the full report: all 9 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 January 2024Full accountsAudited

Turnover

£9.12m

−8% from £9.91m

Profit before tax

£388k

−49% from £757k

Net assets

£10.6m

<1% from £10.5m

Cash at bank

£1.68m

−17% from £2.02m

Turnover and profit

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 00239742. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Harding & Sons, Limited’s history from the FCA register and Companies House, newest first.

2016

19 February 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1929

23 May 1929

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (3 shown here)
  • Every director appointment and resignation: 7
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Firms like Harding & Sons, Limited

Other firms of the same type (lender), nearest first.

In Plymouth

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Harding & Sons, Limited

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 9 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 13 events in its history

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Frequently asked questions about this firm

Is Harding & Sons, Limited FCA authorised?
Yes, Harding & Sons, Limited (FRN 719968) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is Harding & Sons, Limited’s phone number and website?
The FCA register lists the phone number 01752 408941 and the website fairwayfurniture.co.uk for Harding & Sons, Limited. If you were given different contact details, use these to check with the firm before going any further.
Is Harding & Sons, Limited a scam or clone?
Harding & Sons, Limited is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Harding & Sons, Limited?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Harding & Sons, Limited handles your money, so check the specific product before you commit. You can also refer complaints about Harding & Sons, Limited to the Financial Ombudsman Service, free of charge.
Who runs Harding & Sons, Limited?
Companies House lists 3 directors of Harding & Sons, Limited: Peter Anthony Harding, Penelope Helen Craze and John Michael Harding.
How long has Harding & Sons, Limited been in business?
The company was formed on 23 May 1929, and has held its current FCA authorisation since February 2016.
What do Harding & Sons, Limited’s latest accounts show?
Its latest accounts, to 31 January 2024, show turnover of £9.12m (−8% from £9.91m) and profit before tax of £388k (−49% from £757k).
Does Harding & Sons, Limited use any other names?
It trades as Fairway Furniture.

Sources and links

The full report on Harding & Sons, Limited

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