Ernest Grant Ltd
Reference number: 568558
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 14 years
- Protected through the principal
- No FCA actions
- Active company since 2011
- Accounts filed up to 31 March 2025
Responsible principal firm
Sense Network Limited Reference number: 465124 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Ernest Grant Ltd (FRN 568558) is an AR of Sense Network Limited (FRN 465124). When you use Ernest Grant's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Ernest Grant, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Stowe House, 1688 High Street, Knowle, Solihull, West Midlands, B93 0LY, United Kingdom
In the full report: 3 background checks
- When ernestgrant.com first appeared online, and whether it can receive email
- What kind of line 0330 088 4878 is, and the other firm that gives it
- Who else gives the postcode B93 0LY
Other names (2)
If you were contacted under any of these names, it is this firm.
- Ernest Grant Estate Planning Former trading name: A name it used to trade under.
- MyBenefitsZone Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Sense Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07771632 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 13 September 2011 (15 years old)
- Registered office
- Stowe House 1688 High Street, Knowle, Solihull, West Midlands, B93 0LY, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Paul Ernest Glover | Director | Dec 1969 | 26 Feb 2015 | 12 other companies |
| James Warren Richards | Director | Jul 1979 | 26 Feb 2015 | 4 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 12
- closed down
- 9
- run together
- 4
In the full report: all 12 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 4 companies these 2 directors run together
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£262k
+57% from £167k
Cash at bank
£7,718
No earlier figure to compare
Employees (average)
8
+14% from 7
Owed within a year
£326k
+40% from £233k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 07771632. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Ernest Grant’s history from the FCA register and Companies House, newest first.
2021
1 July 2021
- Ernest Grant (Holding) Limited gave up control
- James Warren Richards became a part-owner (25–50% of shares)
- Paul Ernest Glover became the majority owner (50–75% of shares)
Companies House
2016
6 April 2016
- Ernest Grant (Holding) Limited took control (75–100% of shares)
Companies House
2011
14 November 2011
- Became an appointed representative
FCA register
13 September 2011
- Incorporated at Companies House
Companies House
In the full report: all 20 events
- All 20 events in its history (6 shown here)
- Every director appointment and resignation: 10
Firms connected to Ernest Grant
Other FCA-listed firms that share a director, phone number or address with Ernest Grant. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 4
- share its phone number
- 1
- share its postcode
- 4
In the full report: all 4 connected firms, named
- How each is linked: the same phone number (1), the same postcode (4)
- Who links each one: the named directors, with dates
Firms like Ernest Grant
Other firms of the same type (insurance broker), nearest first.
In Solihull
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Ernest Grant
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 12 other companies its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 20 events in its history
- 4 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk