Ernest Thomas

Reference number: 952638

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Authorised by the FCA

Ernest Thomas is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07767 611337

  • Address

    Lake View House, Hollow Road, Ramsey Forty Foot, Ramsey, Huntingdon, Cambridgeshire, PE26 2YA, United Kingdom

In the full report: 2 background checks

  • What kind of line 07767 611337 is
  • Who else gives the postcode PE26 2YA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Your Finance Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Making arrangements with a view to regulated mortgage contracts

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Ernest Thomas’s history from the FCA register and Companies House, newest first.

2022

16 August 2022

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

In the full report: all 5 events

  • All 5 events in its history (2 shown here)
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Firms like Ernest Thomas

Other firms of the same type (mortgage adviser or broker), nearest first.

In Huntingdon

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ernest Thomas

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Ernest Thomas FCA authorised?
Yes, Ernest Thomas (FRN 952638) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2022 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Ernest Thomas’ phone number?
The FCA register lists the phone number 07767 611337 for Ernest Thomas. If you were given different contact details, use these to check with the firm before going any further.
Is Ernest Thomas a scam or clone?
Ernest Thomas is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ernest Thomas?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Ernest Thomas to the Financial Ombudsman Service, free of charge.
Does Ernest Thomas use any other names?
It trades as Your Finance.

Sources and links

The full report on Ernest Thomas

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