Stepar Financing Solutions Limited

Reference number: 672893

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

AFS Compliance Ltd Reference number: 625035 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Stepar Financing Solutions Limited (FRN 672893) is an AR of AFS Compliance Ltd (FRN 625035). When you use Stepar Financing Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Stepar Financing Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01480 495894

  • Address

    22 Pitfield Close, Fenstanton, Huntingdon, Cambridgeshire, PE28 9FE, United Kingdom

In the full report: 2 background checks

  • What kind of line 01480 495894 is
  • Who else gives the postcode PE28 9FE
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Asset Finance Solutions Trading name
  • Stepar Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through AFS Compliance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06529771
Company status
Active
Company type
Private limited company
Incorporated
11 March 2008 (18 years old)
Registered office
22 Pitfield Close, Fenstanton, Cambridgeshire, PE28 9FE
Nature of business
  • Agents involved in the sale of machinery, industrial equipment, ships and aircraft (SIC 46140)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephen David Parkes Director Jul 1969 11 Mar 2008 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Total equity

£306k

+9.1% from £280k

Employees (average)

1

Same as 1

Owed within a year

£46.6k

+86% from £25.1k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06529771. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Stepar Financing Solutions’s history from the FCA register and Companies House, newest first.

Key events (5) All events (11)

2023

10 October 2023

  • Changed its registered name from "Stepar Ltd"

FCA register

2016

6 April 2016

  • Jennifer Gwyneth Parkes became a part-owner (25–50% of shares)
  • Stephen David Parkes became the majority owner (50–75% of shares)

Companies House

2015

20 February 2015

  • Became an appointed representative

FCA register

2008

11 March 2008

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like Stepar Financing Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In Huntingdon

Burton Harvey Mortgage Services LimitedHuntingdonAppointed representativeJason RickardsHuntingdonAppointed representativePangratis Alexander Paul PangratiouHuntingdonAppointed representativeDrayton Estates Group LtdHuntingdonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Stepar Financing Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is Stepar Financing Solutions Limited FCA authorised?
Stepar Financing Solutions Limited (FRN 672893) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Stepar Financing Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Stepar Financing Solutions Limited (FRN 672893) is an AR of AFS Compliance Ltd (FRN 625035). When you use Stepar Financing Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Stepar Financing Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Stepar Financing Solutions’ phone number?
The FCA register lists the phone number 01480 495894 for Stepar Financing Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Stepar Financing Solutions a scam or clone?
Stepar Financing Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Stepar Financing Solutions?
Protection works through AFS Compliance Ltd, the principal firm responsible for Stepar Financing Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Stepar Financing Solutions?
Companies House lists 2 people with significant control of Stepar Financing Solutions: Mr Stephen David Parkes (50–75% of shares) and Mrs Jennifer Gwyneth Parkes (25–50% of shares).
Who runs Stepar Financing Solutions?
Companies House lists one director of Stepar Financing Solutions: Stephen David Parkes.
How long has Stepar Financing Solutions been in business?
The company was formed on 11 March 2008.
What do Stepar Financing Solutions’ latest accounts show?
Its latest accounts, to 31 March 2025, show total equity of £306k (+9.1% from £280k).
Does Stepar Financing Solutions use any other names?
It trades as Asset Finance Solutions. It has previously used the name Stepar Ltd.

Sources and links

The full report on Stepar Financing Solutions Limited

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