Erol Ramadan Consultants Ltd
Reference number: 652680
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 11 years
- Protected through the principal
- No FCA actions
- Active company since 2013
- Accounts filed up to 31 October 2025
- 1 thing worth a closer look in the background checks
Responsible principal firm
St. James's Place Wealth Management Plc Reference number: 195351 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Erol Ramadan Consultants Ltd (FRN 652680) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Erol Ramadan Consultants's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Erol Ramadan Consultants, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
11 Mylne Close, Cheshunt, Waltham Cross, Hertfordshire, EN8 0PS, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When partnership.sjp.co.uk first appeared online, and whether it can receive email
- What kind of line 020 8207 4000 is, and the 7 other firms that give it
- Who else gives the postcode EN8 0PS
Other names (1)
If you were contacted under any of these names, it is this firm.
- Erol Ramadan Financial Consultants Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- EROL RAMADAN CONSULTANTS LIMITED
- Company number
- 08745980 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 24 October 2013 (13 years old)
- Registered office
- Downsview House, 141 - 143 Station Road East, Oxted, Surrey, RH8 0QE, United Kingdom
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Erol Ramadan | Director | Jun 1963 | 24 Oct 2013 | 1 other company |
| Nilay Ramadan | Secretary | Not published | 24 Oct 2013 | – |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- closed down
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£100
−90% from £1,044
Owed within a year
£40.4k
+66% from £24.3k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 08745980. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Erol Ramadan Consultants’s history from the FCA register and Companies House, newest first.
2016
6 April 2016
- Erol Ramadan became a part-owner (25–50% of shares)
- Nilay Ramadan became a part-owner (25–50% of shares)
Companies House
2014
2 November 2014
- Became an appointed representative
- Began trading as "Erol Ramadan Financial Consultants"
FCA register
2013
24 October 2013
- Incorporated at Companies House
- Erol Ramadan appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Erol Ramadan Consultants
Other FCA-listed firms that share a director, phone number or address with Erol Ramadan Consultants. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 7
- share its phone number
- 7
In the full report: all 7 connected firms, named
- How each is linked: the same phone number (7)
- Who links each one: the named directors, with dates
Firms like Erol Ramadan Consultants
Other firms of the same type (financial adviser), nearest first.
In Waltham Cross
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Erol Ramadan Consultants
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 7 years of accounts, charted
- All 6 events in its history
- 7 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk