Michael Gaeton

Reference number: 947006

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Appointed representative

Michael Gaeton does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Michael Gaeton (FRN 947006) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Michael Gaeton's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Michael Gaeton, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • Website

    gaetonfp.co.uk

  • Phone number

    020 8042 0000

    Also given by a firm that is no longer authorised. Check you are dealing with the firm on this page.

  • Address

    30 Robinson Avenue, Goffs Oak, Waltham Cross, Hertfordshire, EN7 5NY, United Kingdom

In the full report: 3 background checks

  • When gaetonfp.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 8042 0000 is, and the 12 other firms that give it
  • Who else gives the postcode EN7 5NY
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Gaeton Financial Planning Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Michael Gaeton’s history from the FCA register and Companies House, newest first.

2021

12 March 2021

  • Became an appointed representative
  • Began trading as "Gaeton Financial Planning"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Michael Gaeton

Other FCA-listed firms that share a director, phone number or address with Michael Gaeton. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
no longer authorised
1
share its phone number
12

In the full report: all 12 connected firms, named

  • How each is linked: the same phone number (12)
  • Who links each one: the named directors, with dates
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Firms like Michael Gaeton

Other firms of the same type (financial adviser), nearest first.

In Waltham Cross

Erol Ramadan Consultants LtdWaltham CrossAppointed representativeThomas Oliver UK LLPWaltham CrossAppointed representativeHolmes Independent Financial Advice LimitedWaltham CrossAuthorisedUnbiased Financial Planning Ltd.Waltham CrossAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Michael Gaeton

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 2 events in its history
  • 12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Michael Gaeton FCA authorised?
Michael Gaeton (FRN 947006) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Michael Gaeton?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Michael Gaeton (FRN 947006) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Michael Gaeton's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Michael Gaeton, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Michael Gaeton’s phone number and website?
The FCA register lists the phone number 020 8042 0000 and the website gaetonfp.co.uk for Michael Gaeton. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 12 other FCA firms, one of which is no longer authorised.
Is Michael Gaeton a scam or clone?
Michael Gaeton is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Michael Gaeton?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Michael Gaeton's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Michael Gaeton use any other names?
It trades as Gaeton Financial Planning.

Sources and links

The full report on Michael Gaeton

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