Essex Direct Cremations Limited

Reference number: 987824

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Open Prepaid Funerals Limited Reference number: 962403 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Essex Direct Cremations Limited (FRN 987824) introduces customers to Open Prepaid Funerals Limited (FRN 962403). Any regulated advice or arranging is done by the principal, not Essex Direct Cremations.
  • Example: if Essex Direct Cremations refers you to a financial adviser, the advice should come from the principal firm, not from Essex Direct Cremations itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When essexdirectcremation.co.uk first appeared online, and whether it can receive email
  • What kind of line 01245 202221 is
  • Who else gives the postcode CM2 7PX
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Open Prepaid Funerals Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Accounts are overdue at Companies House.
Company number
13879145
Company status
Active
Company type
Private limited company
Incorporated
28 January 2022 (4 years old)
Registered office
Windsor House, Bayshill Road, Cheltenham, Gloucestershire, GL50 3AT, United Kingdom
Nature of business
  • Other human health activities (SIC 86900)

Directors and company secretaries

Name Role Born Appointed Other companies
Sebastian Orosco Ballesteros Director Feb 1999 13 Oct 2023 3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
still active
3

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2024Micro-entity accountsNot audited

Net assets

−£210

Down £247 from £37

Employees (average)

0

Same as 0

Owed within a year

−£1,149

−205% from £1,099

Its next accounts are overdue at Companies House.

Net assets are negative: on its last balance sheet the company owed £210 more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13879145. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Essex Direct Cremations’s history from the FCA register and Companies House, newest first.

Key events (8) All events (19)

2023

13 October 2023

  • Board replaced: both directors left and 3 new directors took over
  • Paul Edward Yarwood gave up control
  • Tribute Funerals Limited took control (75–100% of shares)

Companies House

14 August 2023

  • Ian Murray Forder gave up control
  • Paul Edward Yarwood took control (75–100% of shares)

Companies House

2022

28 November 2022

  • Became an introducer appointed representative

FCA register

28 January 2022

  • Incorporated at Companies House
  • Ian Murray Forder took control (75–100% of shares)

Companies House

In the full report: all 19 events

  • All 19 events in its history (8 shown here)
  • Every director appointment and resignation: 11
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Firms connected to Essex Direct Cremations

Other FCA-listed firms that share a director, phone number or address with Essex Direct Cremations. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Essex Direct Cremations

Other firms of the same type (dental or medical practice), nearest first.

In Chelmsford

A. F. Clough LtdChelmsfordAppointed representativeA.F. Clough Dental Care LimitedChelmsfordAppointed representativeDental Beauty Woodham LtdChelmsfordAppointed representativeDental Smiles Chelmsford LtdChelmsfordAppointed representativeHatfield Peverel Surgery LimitedChelmsfordAppointed representativeMABS surgical limitedChelmsfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Essex Direct Cremations

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 19 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Essex Direct Cremations Limited FCA authorised?
Essex Direct Cremations Limited (FRN 987824) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Essex Direct Cremations?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Essex Direct Cremations Limited (FRN 987824) introduces customers to Open Prepaid Funerals Limited (FRN 962403). Any regulated advice or arranging is done by the principal, not Essex Direct Cremations. Example: if Essex Direct Cremations refers you to a financial adviser, the advice should come from the principal firm, not from Essex Direct Cremations itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Essex Direct Cremations’ phone number and website?
The FCA register lists the phone number 01245 202221 and the website essexdirectcremation.co.uk for Essex Direct Cremations. If you were given different contact details, use these to check with the firm before going any further.
Is Essex Direct Cremations a scam or clone?
Essex Direct Cremations is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Essex Direct Cremations?
Protection works through Open Prepaid Funerals Limited, the principal firm responsible for Essex Direct Cremations's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Essex Direct Cremations?
Essex Direct Cremations is owned by Tribute Funerals Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 13 October 2023. Before that, it was controlled by Mr Ian Murray Forder and Mr Paul Edward Yarwood.
Who runs Essex Direct Cremations?
Companies House lists one director of Essex Direct Cremations: Sebastian Orosco Ballesteros.
How long has Essex Direct Cremations been in business?
The company was formed on 28 January 2022.
What do Essex Direct Cremations’ latest accounts show?
Its latest accounts, to 30 September 2024, show net assets of −£210 (down £247 from £37). Its accounts are overdue at Companies House.

Sources and links

The full report on Essex Direct Cremations Limited

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