A. F. Clough Ltd
Reference number: 785200
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 9 years
- Protected through the principal
- No FCA actions
- Active company since 2007
- Accounts filed up to 31 July 2025
- 1 thing worth a closer look in the background checks
Responsible principal firm
Chrysalis Finance Limited Reference number: 631193 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- A. F. Clough Ltd (FRN 785200) is an AR of Chrysalis Finance Limited (FRN 631193). When you use A. F. Clough's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from A. F. Clough, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Sharrow Dental Surgery, Moulsham Street, Chelmsford, Essex, CM2 0JG, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When sharrowdental.co.uk first appeared online, and whether it can receive email
- What kind of line 01245 354046 is
- Who else gives the postcode CM2 0JG
Other names (3)
If you were contacted under any of these names, it is this firm.
- Sharrow Dental Care Trading name: A name it trades under now.
- Sharrow Dental Surgery Trading name: A name it trades under now.
- Sharrow Moulsham Street Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Chrysalis Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- A.F. CLOUGH LIMITED
- Company number
- 06163860 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 15 March 2007 (19 years old)
- Registered office
- 10-12 Mulberry Green, Old Harlow, Essex, CM17 0ET, United Kingdom
- Nature of business
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- Dental practice activities (SIC 86230)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Anthony Francis Clough | Director | Dec 1954 | 15 Mar 2007 | 10 other companies |
| Thomas Nicholas Clough | Director | Feb 1983 | 15 Mar 2007 | 1 other company |
| Anthony Francis Clough | Secretary | Not published | 15 Mar 2007 | 10 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 10
- closed down
- 1
- is FCA-registered
- 1
In the full report: all 10 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 1 company these 2 directors run together
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£5.61m
+25% from £4.50m
Cash at bank
£1.14m
+155% from £447k
Owed within a year
£791k
+32% from £597k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 06163860. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
A. F. Clough’s history from the FCA register and Companies House, newest first.
2017
27 July 2017
- Became an appointed representative
FCA register
2016
6 April 2016
- Anthony Francis Clough took control (75–100% of shares)
Companies House
2007
15 March 2007
- Incorporated at Companies House
Companies House
In the full report: all 10 events
- All 10 events in its history (3 shown here)
- Every director appointment and resignation: 4
Firms connected to A. F. Clough
Other FCA-listed firms that share a director, phone number or address with A. F. Clough. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1)
- Who links it to this firm: the named directors, with dates
Firms like A. F. Clough
Other firms of the same type (dental or medical practice), nearest first.
In Chelmsford
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on A. F. Clough
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 10 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 7 years of accounts, charted
- All 10 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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What do A. F. Clough’s latest accounts show?
Does A. F. Clough use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk