Ethos Asset Finance Limited

Reference number: 723779

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ethosfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 01423 608666 is
  • Who else gives the postcode HG2 8NZ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • The Electric Broker Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09843819
Company status
Active
Company type
Private limited company
Incorporated
27 October 2015 (11 years old)
Registered office
Regional Agricultural Centre, Railway Road, Harrogate, HG2 8NZ, England
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name Role Born Appointed Other companies
Carolyn Jane Brown Director Mar 1971 27 Oct 2015 1 other company
Christopher Brian Brown Director May 1967 27 Oct 2015 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1
run together
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£81.3k

−66% from £237k

Employees (average)

9

Same as 9

Owed within a year

£136k

−28% from £190k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09843819. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ethos Asset Finance’s history from the FCA register and Companies House, newest first.

Key events (5) All events (17)

2016

6 April 2016

  • Carolyn Jane Brown became a part-owner (25–50% of shares)
  • Christopher Brian Brown became a part-owner (25–50% of shares)

Companies House

2015

12 November 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

27 October 2015

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (5 shown here)
  • Every director appointment and resignation: 8
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Firms like Ethos Asset Finance

Other firms of the same type (credit broker), nearest first.

In Harrogate

David SmithHarrogateAuthorisedReadings of HarrogateHarrogateAuthorisedJAP UK Holdings LtdHarrogateAppointed representativeLaverton Finance LimitedHarrogateAppointed representativeTotal Finance LimitedHarrogateAppointed representativeTechbuyer LimitedHarrogateAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ethos Asset Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 17 events in its history

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Frequently asked questions about this firm

Is Ethos Asset Finance Limited FCA authorised?
Yes, Ethos Asset Finance Limited (FRN 723779) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Ethos Asset Finance’s phone number and website?
The FCA register lists the phone number 01423 608666 and the website ethosfinance.co.uk/contact-us for Ethos Asset Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Ethos Asset Finance a scam or clone?
Ethos Asset Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ethos Asset Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Ethos Asset Finance handles your money, so check the specific product before you commit. You can also refer complaints about Ethos Asset Finance to the Financial Ombudsman Service, free of charge.
Who owns Ethos Asset Finance?
Companies House lists 2 people with significant control of Ethos Asset Finance: Mr Christopher Brian Brown (25–50% of shares) and Mrs Carolyn Jane Brown (25–50% of shares).
Who runs Ethos Asset Finance?
Companies House lists 2 directors of Ethos Asset Finance: Carolyn Jane Brown and Christopher Brian Brown.
How long has Ethos Asset Finance been in business?
The company was formed on 27 October 2015, and has held its current FCA authorisation since November 2015.
What do Ethos Asset Finance’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £81.3k (−66% from £237k).
Does Ethos Asset Finance use any other names?
It has previously used the name The Electric Broker.

Sources and links

The full report on Ethos Asset Finance Limited

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