Euphoria Finance Limited
Reference number: 787816
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Pleasant View House, Colne Road, Kelbrook, Barnoldswick, Lancashire, BB18 6TE, United Kingdom
In the full report: 3 background checks
- When euphoriafinance.com first appeared online, and whether it can receive email
- What kind of line 07950 316105 is
- Who else gives the postcode BB18 6TE
FCA permissions and consumer protection
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
- Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 10388285 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 21 September 2016 (10 years old)
- Registered office
- Pleasant View House, Colne Road, Kelbrook, Lancashire, BB18 6TE, England
- Nature of business
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- Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Karl Anthony Stuart Mather | Director | Nov 1984 | 21 Sep 2016 | 2 other companies |
| John Paul Joseph Wilcock | Director | Mar 1985 | 17 Sep 2018 | 5 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 7
- closed down
- 3
- is FCA-registered
- 1
In the full report: all 7 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
Filed accounts and finances
Net assets
£130k
+1.6% from £128k
Cash at bank
£94.4k
+886% from £9,575
Employees (average)
2
Same as 2
Owed within a year
£1.32m
+2.9% from £1.28m
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 10388285. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Euphoria Finance’s history from the FCA register and Companies House, newest first.
2018
6 April 2018
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2017
5 December 2017
- John Paul Wilcock became a part-owner (25–50% of shares)
Companies House
2016
24 October 2016
- Karl Anthony Stuart Mather gave up control
- Mmco Group Limited became a part-owner (25–50% of shares)
Companies House
21 September 2016
- Incorporated at Companies House
- Karl Anthony Stuart Mather took control (75–100% of shares)
Companies House
In the full report: all 11 events
- All 11 events in its history (7 shown here)
- Every director appointment and resignation: 2
Firms connected to Euphoria Finance
Other FCA-listed firms that share a director, phone number or address with Euphoria Finance. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 1
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: shared directors (1), the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Euphoria Finance
Other firms of the same type (lender), nearest first.
In Barnoldswick
In the Blackburn (BB) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Euphoria Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 7 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 11 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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How long has Euphoria Finance been in business?
What do Euphoria Finance’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk