Everwealth Ltd

Reference number: 1029609

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

ValidPath Limited Reference number: 197107 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Everwealth Ltd (FRN 1029609) is an AR of ValidPath Limited (FRN 197107). When you use Everwealth's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Everwealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0345 257 5752

  • Address

    6 The Square, Martlesham Heath, Ipswich, Suffolk, IP5 3SL, United Kingdom

In the full report: 2 background checks

  • What kind of line 0345 257 5752 is
  • Who else gives the postcode IP5 3SL
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16088671
Company status
Active
Company type
Private limited company
Incorporated
19 November 2024 (1 year old)
Registered office
6 The Square, Martlesham Heath, Ipswich, IP5 3SL, England
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Jordan Max Durrant Director Mar 1995 19 Nov 2024 None
Neil John Summers Director Mar 1989 19 Nov 2024 2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 November 2025Micro-entity accountsNot audited

Net assets

£2,720

No earlier figure to compare

Employees (average)

2

No earlier figure to compare

Owed within a year

£8,977

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 16088671. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Everwealth’s history from the FCA register and Companies House, newest first.

2025

18 March 2025

  • Became an appointed representative

FCA register

2024

19 November 2024

  • Incorporated at Companies House
  • Jordan Max Durrant became a part-owner (25–50% of shares)
  • Neil John Summers became a part-owner (25–50% of shares)
  • Jordan Max Durrant appointed as a director
  • Neil John Summers appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Everwealth

Other FCA-listed firms that share a director, phone number or address with Everwealth. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Everwealth

Other firms of the same type (financial adviser), nearest first.

In Ipswich

Alpha-Omega Financial Services LtdIpswichAppointed representativeAndrews Wealth LtdIpswichAppointed representativeAnnette StrangeIpswichAppointed representativeBig Skies Wealth Management LimitedIpswichAppointed representativeBroadgate Financial Consulting LimitedIpswichAppointed representativeCase Wealth Management LimitedIpswichAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Everwealth

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 6 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Everwealth Ltd FCA authorised?
Everwealth Ltd (FRN 1029609) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Everwealth?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Everwealth Ltd (FRN 1029609) is an AR of ValidPath Limited (FRN 197107). When you use Everwealth's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Everwealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Everwealth’s phone number?
The FCA register lists the phone number 0345 257 5752 for Everwealth. If you were given different contact details, use these to check with the firm before going any further.
Is Everwealth a scam or clone?
Everwealth is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Everwealth?
Protection works through ValidPath Limited, the principal firm responsible for Everwealth's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Everwealth?
Companies House lists 2 people with significant control of Everwealth: Mr Neil John Summers (25–50% of shares) and Mr Jordan Max Durrant (25–50% of shares).
Who runs Everwealth?
Companies House lists 2 directors of Everwealth: Jordan Max Durrant and Neil John Summers.
How long has Everwealth been in business?
The company was formed on 19 November 2024.
What do Everwealth’s latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £2,720 (no earlier figure to compare).

Sources and links

The full report on Everwealth Ltd

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