Everything Financial Technologies Ltd

Reference number: 964790

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Scammers have impersonated this firm. The FCA has published 2 warnings naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When everythingfinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line +44(0)33315551073 is
  • Who else gives the postcode BS34 8RB
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Everything Financial Trading name: A name it trades under now.
  • Back on Track Solutions Limited Former name: A name it was registered under before.

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (2)
  • 020 7193 2486
  • 07310 689392
Fake email addresses (3)
  • fastukcashloan2014@outlook.com
  • financetechnologiesltd@gmail.com
  • personalmoneyukloan2013@outlook.com
Fake websites (1)
  • financetechnologies.io
The 2 FCA warnings these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Making arrangements with a view to regulated mortgage contracts
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
4 November 2013 (12 years old)
Registered office
Future Space Uwe North Gate, Filton Road, Bristol, BS34 8RB, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Darren Leah Director Aug 1978 4 Nov 2013 5 other companies
Adel Belton Director Sep 1972 15 Mar 2023 1 other company
Paul Michael Chambers Director Nov 1976 28 Feb 2025 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
4
run together
1

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 28 February 2025Full accountsNot audited

Total equity

£733k

−1.4% from £744k

Cash at bank

£314k

−61% from £814k

Owed within a year

£1.06m

+46% from £730k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 08760331. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Everything Financial Technologies’s history from the FCA register and Companies House, newest first.

2024

13 December 2024

  • FCA warned the public about a scam impersonating this firm

FCA warning list

15 September 2024

  • Baroque Law Holding Limited gave up control
  • Baroque Law Holding Limited took control (75–100% of shares)
  • Darren Leah gave up control

Companies House

2023

13 February 2023

  • Changed its registered name from "Back on Track Solutions Limited"

FCA register

2022

1 December 2022

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Darren Leah took control (75–100% of shares)

Companies House

2013

4 November 2013

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (9 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Everything Financial Technologies

Other FCA-listed firms that share a director, phone number or address with Everything Financial Technologies. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Everything Financial Technologies

Other firms of the same type (mortgage adviser or broker), nearest first.

In Bristol

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Everything Financial Technologies

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 18 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Everything Financial Technologies Ltd FCA authorised?
Yes, Everything Financial Technologies Ltd (FRN 964790) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2022 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Everything Financial Technologies’ phone number and website?
The FCA register lists the phone number +44(0)33315551073 and the website everythingfinancial.co.uk for Everything Financial Technologies. If you were given different contact details, use these to check with the firm before going any further.
Is Everything Financial Technologies a scam or clone?
Scammers have impersonated Everything Financial Technologies: the FCA has published 2 warnings about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Everything Financial Technologies, shown on this page.
Is my money safe with Everything Financial Technologies?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Everything Financial Technologies to the Financial Ombudsman Service, free of charge.
Who owns Everything Financial Technologies?
Companies House lists one person with significant control of Everything Financial Technologies: Mr Darren Leah (75–100% of shares). Before that, it was controlled by Baroque Law Holding Limited.
Who runs Everything Financial Technologies?
Companies House lists 3 directors of Everything Financial Technologies: Darren Leah, Adel Belton and Paul Michael Chambers.
How long has Everything Financial Technologies been in business?
The company was formed on 4 November 2013, and has held its current FCA authorisation since December 2022.
What do Everything Financial Technologies’ latest accounts show?
Its latest accounts, to 28 February 2025, show total equity of £733k (−1.4% from £744k) and cash at bank of £314k (−61% from £814k).
Does Everything Financial Technologies use any other names?
It trades as Everything Financial. It has previously used the name Back on Track Solutions Limited.

Sources and links

The full report on Everything Financial Technologies Ltd

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