Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2014
- Accounts filed up to 30 September 2025
Responsible principal firm
The Right Mortgage Limited Reference number: 649443 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Excellence Financial Limited (FRN 1012221) is an AR of The Right Mortgage Limited (FRN 649443). When you use Excellence Financial's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Excellence Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
WG10, The Officers' Mess, Royston Road, Duxford, Cambridgeshire, CB22 4QH, United Kingdom
In the full report: 2 background checks
- What kind of line 07876 170716 is
- Who else gives the postcode CB22 4QH
Other names (1)
If you were contacted under any of these names, it is this firm.
- Ridge Tree Mortgages Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 09210599 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 9 September 2014 (12 years old)
- Registered office
- Brackenhurst, Lee, Ilfracombe, EX34 8LW, England
- Nature of business
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- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Dean Porter | Director | Sep 1977 | 9 Sep 2014 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£32.9k
+102% from £16.3k
Employees (average)
2
Same as 2
Owed within a year
£11.3k
+538% from £1,779
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 09210599. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Excellence Financial’s history from the FCA register and Companies House, newest first.
2026
20 July 2026
- Began trading as "Ridge Tree Mortgages"
FCA register
2024
16 April 2024
- Became an appointed representative
FCA register
2016
9 September 2016
- Dean Porter took control (75–100% of shares)
Companies House
2014
9 September 2014
- Incorporated at Companies House
- Dean Porter appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Excellence Financial
Other FCA-listed firms that share a director, phone number or address with Excellence Financial. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- no longer authorised
- 1
- share its postcode
- 5
In the full report: all 5 connected firms, named
- How each is linked: the same postcode (5)
- Who links each one: the named directors, with dates
Firms like Excellence Financial
Other firms of the same type (mortgage adviser or broker), nearest first.
In the Cambridge (CB) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Excellence Financial
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- All 5 events in its history
- 5 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Excellence Financial Limited FCA authorised?
What does appointed representative mean for Excellence Financial?
What is Excellence Financial’s phone number?
Is Excellence Financial a scam or clone?
Is my money safe with Excellence Financial?
Who owns Excellence Financial?
Who runs Excellence Financial?
How long has Excellence Financial been in business?
What do Excellence Financial’s latest accounts show?
Does Excellence Financial use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk