Exchange4Free Ltd
Reference number: 502845
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
20 Eastbourne Terrace, London, W2 6LG, United Kingdom
In the full report: 3 background checks
- When exchange4free.com first appeared online, and whether it can receive email
- What kind of line 07940 099857 is, and the other firm that gives it
- Who else gives the postcode W2 6LG
FCA permissions and consumer protection
- Handle payments & transfers Funds safeguardedYour money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
- 1. Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.
- 2. Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account.
- 5. Issuing and/or acquiring of payment instruments.
- 6. Money remittance.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 05150925 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 10 June 2004 (22 years old)
- Registered office
- 20 Eastbourne Terrace, London, W2 6LA, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Adam Michel Gouveia | Director | Jun 1982 | 24 Aug 2021 | 1 other company |
| Muhammad Inuwa | Director | Jul 1982 | 24 Aug 2021 | None |
| Callum Douglas Spencer Dryden | Director | Oct 1985 | 24 Aug 2021 | None |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- closed down
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 6 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£162k
No earlier figure to compare
Cash at bank
£1.76m
−58% from £4.19m
Owed within a year
£1.79m
−53% from £3.79m
No turnover or profit for the year to 31 December 2025: the accounts print them but do not tag them. The last tagged figures are £3.03m turnover and −£5.25m profit, for the year to 31 December 2023.
* Cash at bank usually includes customers’ money.
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 05150925. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Exchange4Free’s history from the FCA register and Companies House, newest first.
2024
22 March 2024
- Btc Africa SA gave up control
- Newurth S.A. took control (75–100% of shares)
Companies House
2021
24 August 2021
- Btc Africa SA took control (75–100% of shares)
- Mark William Lawson stopped being a part-owner
- Peter Claude Filmer stopped being a part-owner
Companies House
2018
8 June 2018
- No longer supervised by HMRC
FCA register
21 May 2018
- Became an authorised payment institution
FCA register
2016
10 June 2016
- Mark William Lawson became a part-owner (25–50% of shares)
- Peter Claude Filmer became a part-owner (25–50% of shares)
Companies House
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2009
1 November 2009
- Regulated by the Financial Services Authority from this date
FCA register
25 June 2009
- Supervised by HMRC under the money laundering rules from this date
FCA register
2004
10 June 2004
- Incorporated at Companies House
Companies House
In the full report: all 23 events
- All 23 events in its history (13 shown here)
- Every director appointment and resignation: 9
Firms connected to Exchange4Free
Other FCA-listed firms that share a director, phone number or address with Exchange4Free. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its phone number
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same phone number (1), the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Exchange4Free
Other firms of the same type (payment or money transfer firm), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Exchange4Free
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 23 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- How safeguarding works fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk