Express Mortgages & Protection

Reference number: 441699

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Mortgage Force (UK) Ltd Reference number: 843041 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Express Mortgages & Protection (FRN 441699) is an AR of Mortgage Force (UK) Ltd (FRN 843041). When you use Express Mortgages & Protection's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Express Mortgages & Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 8204 1155

  • Address

    25 Hay Lane, London, NW9 0NH, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 8204 1155 is
  • Who else gives the postcode NW9 0NH
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Mortgage Force Wembley Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Force (UK) Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Express Mortgages & Protection’s history from the FCA register and Companies House, newest first.

2015

19 March 2015

  • Began trading as "Mortgage Force Wembley"

FCA register

2005

10 November 2005

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Express Mortgages & Protection

Other FCA-listed firms that share a director, phone number or address with Express Mortgages & Protection. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
no longer authorised
1
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Express Mortgages & Protection

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Purplebricks Mortgages LimitedLondonAppointed representativeDavid RounsfellLondonAppointed representativeEma Private Finance LimitedLondonAppointed representativeHarris ZubairLondonAppointed representativeHeather MaCaskillLondonAppointed representativeLawrence BolarinwaLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Express Mortgages & Protection

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history
  • 3 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Express Mortgages & Protection FCA authorised?
Express Mortgages & Protection (FRN 441699) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Express Mortgages & Protection?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Express Mortgages & Protection (FRN 441699) is an AR of Mortgage Force (UK) Ltd (FRN 843041). When you use Express Mortgages & Protection's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Express Mortgages & Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Express Mortgages & Protection’s phone number?
The FCA register lists the phone number 020 8204 1155 for Express Mortgages & Protection. If you were given different contact details, use these to check with the firm before going any further.
Is Express Mortgages & Protection a scam or clone?
Express Mortgages & Protection is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Express Mortgages & Protection?
Protection works through Mortgage Force (UK) Ltd, the principal firm responsible for Express Mortgages & Protection's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Express Mortgages & Protection use any other names?
It trades as Mortgage Force Wembley.

Sources and links

The full report on Express Mortgages & Protection

£19.99 · Instant PDF download

Loading secure checkout…